Zelle Casinos

As the gambling market in the US is growing, the need for payment solutions that can cater to the specific needs of US players has increased. Launched in 2017, Zelle is a payment service that enables hassle-free, fast, and secure payments online. The method is also increasingly appearing among the supported options at online casinos that welcome US players, allowing them to handle their gaming accounts in a convenient way.

Zelle is an online banking service that enables its users to make fast payments directly from or to their bank accounts. However, as Zelle acts as a mediator between the merchant and your bank account, you are not required to expose any banking details during the transactions, making your payments extra secure.

More security is always needed, especially when wagering real money online. Zelle casinos allow their patrons to use the service for both deposits and withdrawals, ensuring smooth payments at any time and place.

Zelle Summary
Available in	the USA
Website	www.zellepay.com
Connecting bank card/account to Zelle	Free
Withdrawal balance from Zelle to your bank card/account	N/A
Pay to online merchants	Free (some banks may apply fees)
Available for deposit	Yes
Available for withdrawal	Yes
Usual deposit time in online casino	Instant
Usual withdrawal time from online casino	Up to 24 hours
Live chat	No
Telephone support	1-844-428-8542
E-mail support	Contact form on website and app

Zelle Registration Process

Zelle is an exceptionally convenient online banking solution that has been built to serve the needs of customers having checking or savings accounts in the US. This payment processor facilitates hassle-free payments between account holders across a large network of US-based bank institutions.

The platform, which was once known as clearXchange, got a rebrand, and Early Warning Services, LLC, Zelle’s parent business, introduced the product in 2017.

US gaming fans willing to manage their transactions to and from online gambling sites might be interested to know more about the payment method. They are welcome to read on and learn about the registration process.

1. First of all, to send and receive money using Zelle, players should know that it is built into plenty of US mobile apps for banking. On Zelle’s official website, they may see a list of all the institutions that have already integrated the processor into their systems. To do so, users should simply click on a button reading ‘See if your bank offers Zelle’ that is to be found on the homepage of its official website.
   
2. Then users will be redirected to an A-Z list of all banks and credit unions that have incorporated Zelle into their apps. As it is present in more than 1,000 banking apps, US-based casino gaming fans will most certainly find their institution in the extensive list. Alternatively, they can verify whether their bank has partnered with Zelle by opening their banking app and seeing if the option is presented.
   
3. If Zelle is already in their banking app, they should simply follow the instructions to enroll and start managing their financial transactions easily and cost-effectively. The enrollment process requires filling in email and phone number information. It is important to note that transfers between different banks are processed within minutes.
   
4. In case the recipient’s bank is not on Zelle’s list of participating institutions, they can download the Zelle app, enroll with their email or phone number, and enter the debit card they wish to use. It is worth noting that Zelle’s app system requirements are as follows: iOS 11.0 or higher / Android 6.0 or higher.
   
5. Once enrolled, users can look up their phone contact list to send or request money.
   
6. After users go over their contacts and locate the one they are willing to transfer money to, they should enter the amount and then confirm it.
   
7. The final step of the process involves the recipient getting a notification for the transfer and the sender receiving a record of the transaction.
   

Zelle account holders might be interested to know that they can use it to purchase Bitcoin and then use the virtual currency to deposit funds to crypto-friendly online gambling sites.

How Zelle Works

Using Zelle for Gambling Transactions

If you have made the decision to use Zelle for your casino payments, then you will have no issue handling your transactions via this payment service. There are typically three ways to use Zelle for your deposits and withdrawals at gaming websites. Not all casinos support all three options so you will need to get familiar with each option to be able to use Zelle at the virtual casino where you play.

Before you proceed with any of the Zelle payment options, you will need to create your Zelle profile and link the service to your bank account. You can do that by following the registration steps on the official website of the method or head to your online/mobile banking account and look for the Zelle feature to activate it.

The first Zelle variant that allows casino players to fund their gaming accounts is known as Zelle-To-Bitcoin. This option can be used at any virtual casino that supports payments via Bitcoin. Instead of buying BTC via standard exchanges and waiting before you can use your bitcoins to fund your casino account, you can easily deposit with the cryptocurrency using the service of Zelle.

To be able to purchase BTC for your casino payments, you will first need to head to a peer-to-peer (P2P) exchange that accepts Zelle for purchasing and selling BTC. The service of Zelle will allow you to exchange USD available in your bank account for BTC that you can later use for your deposits at a virtual casino.

Once you have purchased BTC via Zelle, you simply need to head to the deposit page of the online casino and select Bitcoin as your payment method. This will present you with the Bitcoin address of the casino that you will need to enter into your Bitcoin wallet to complete the transaction. The funds are typically transferred almost instantly, allowing you to gamble in no time.

If you have deposited to your casino account using Zelle-to-Bitcoin, you will also be able to request a withdrawal via the same method. In fact, you will be able to cash out your casino funds in any other cryptocurrency the website supports.

The second way to use Zelle at virtual casinos is via Zelle Voucher banking. Several interactive casinos that cater to US players accept casino vouchers that allow players to make transfers for both their deposits and withdrawals. These so-called online casino vouchers allow payments via P2P methods like Zelle, which allow players to purchase funds from or sell a certain amount of their account balance to other casino members.

To use this Zelle option for your casino deposits, you will first need to choose the casino voucher method for your payments. This will redirect you to the community forum of the virtual casinos to allow you to search for a seller of a voucher code of the same amount you would like to deposit. Then, you will see the P2P service the seller is using and will be able to purchase the voucher if you see the code can be bought via Zelle or Zelle Pay. Once the seller receives the money, the voucher’s value will be instantly added to your casino balance.

If you want to cash out your casino winnings via the same method, you will need to request a withdrawal via a casino voucher for the amount you would like to withdraw. This will generate a voucher code that you will need to post on the community page of the virtual casino. Once another player pays you the amount via Zelle, you will need to release the code to them instantly.

The third option that can be used at online casinos to make payments via Zelle is online banking. This is probably the easiest way to deposit via Zelle and also use the service for your casino withdrawals. When you select the Zelle option for your casino deposits, you will need to enter the amount you would like to transfer and log into your online banking or into your Zelle account. Once you approve the payment, the money will instantly appear in your casino balance.

The Zelle online banking option is not always accepted for casino withdrawals. However, if you have confirmed that you can use the service for your withdrawals, you can head to the cashier page and choose to cash out your winnings via Zelle. Once the casino approves the transaction, the money will appear in your bank account within 24 hours.

Zelle Gambling Transactions
Supported transactions	Deposits and withdrawals
Deposit pending time	Instant
Withdrawal pending time	Up to 48 hours
Additional security	encryption, firewalls, additional authentication

Advantages and Disadvantages of Using Zelle as a Payment Method

If you are wondering whether Zelle is the most suitable payment solution for your casino endeavors, then it can be useful to compare the advantages and disadvantages of the service. Let us begin with the strong points of the method by sharing that there are several options to make use of when you wish to deposit money or withdraw your winnings via Zelle.

As many US-friendly casinos accept payments via Bitcoin, it is very convenient that Zell users can use the service to convert USD into BTC and use the cryptocurrency for their casino payments. There is also the option to make P2P payments via Zelle and use online casino vouchers for instant deposits and withdrawals. Additionally, some casinos may also support the online banking method, enabling Zelle users to deposit straight from their bank accounts.

Deposits via Zelle are processed extremely fast, making the payment option a suitable option for every casino player. What is more, if you decide to use Zelle for your casino voucher withdrawals, you will be able to instantly cash out your winnings. Even if you opt for another Zelle method to withdraw your casino funds, you will still be able to enjoy your money in a very fast manner.

Fees for Zelle Gambling Transactions

Any surcharges that payment solutions may include are important for casino players as everyone wishes to come across the most budget-friendly solution. Fortunately, Zelle offers its users the chance to send or receive money via Zelle without paying any fees for the use of the solution.

Most virtual casinos that accept Zelle deposits and withdrawals will also not impose any fees on the payments carried out via this solution. Of course, it is always advised to check with the virtual casino to make sure that you will not be charged any fees for using Zelle for your casino transactions.

Signing up for the service of Zelle is also free of charge and you will not be charged any fee for linking your bank account to Zelle. There are also no maintenance fees related to the use of Zelle so you do not have to worry about any additional costs you need to pay.

Even though Zelle does not impose any fees on the behalf of the company, banks that are linked to the service may apply some surcharges on the payments carried out via Zelle. However, the rate of the fees that may be imposed depends on the policy of your bank.

Zelle Fees
Gambling deposit fee	Free
Gambling withdrawal fee	Free
Bank account deposit fee	Varies
Bank account withdrawal fee	Varies
Credit/debit card deposit fee	N/A
Credit/debit card withdrawal fee	N/A
Maintenance fee	Free

Processing Time with Zelle

We mentioned the speed of transactions as one of the advantages of Zelle. Whenever you are handling your casino money, one of the most important things to pay attention to is the processing time of different payment methods. This is especially true whenever players want to make their casino deposits as soon as possible.

Let us start with the speed of setting up Zelle for your online payments. If your bank supports the service, you will be able to find it among the features available in your online/mobile banking account. If your bank is still not connected to Zelle, you can download and install the method’s dedicated app in a few simple steps. Linking your bank account to Zelle requires just an email or phone number, with the process taking just a few minutes.

When you are ready to deposit into your casino account via Zelle, whichever method is supported by the service you choose, you will be able to fund your casino account almost instantly. That way, you can start betting on your favorite games as soon as you are done with the depositing process.

Withdrawals via Zelle are a bit slower than deposits, but that is the case with almost every payment method. The reason for this is the pending time it requires for the virtual casino to approve the withdrawal before it is processed. This period is different for every online casino but it typically lasts about 48 hours. After that, the money should appear in your bank account within 24 hours.

Despite the slightly slower withdrawals, however, there is the option to spare yourself the pending period if you are using Zelle for your cashouts. If you opt for a withdrawal via an online casino voucher, you can get your money through Zelle as soon as another casino player purchases the voucher code you have released to withdraw your winnings.

Zelle Processing times
Gambling deposit time	Instant
Gambling withdrawal time	Up to 24 hours
Bank account deposit time	Within a few minutes
Bank account withdrawal time	Within a few minutes
Credit/debit card deposit time	N/A
Credit/debit card withdrawal time	N/A

Mobile Payments

As many players enjoy playing on the go, mobile casinos are quite the trend among gaming enthusiasts. Naturally, this makes convenient and secure mobile payments sought after by many casino fans. If you have decided to handle your casino balance via Zelle, you will have no issue managing your deposits and withdrawals on the go.

For Zelle-to-Bitcoin payments, you can use your Bitcoin wallet app to verify your payments on the go. Purchasing BTC on the go will also be a cakewalk but we assume you are already familiar with the process if you have bought Bitcoins before.

While online banking payments through Zelle can be managed on the go through your mobile banking app, there is also the option to install the dedicated app of Zelle to verify your payments. The app is mainly used by customers whose banks are still not offering payments through Zelle. Nevertheless, using the Zelle app is extremely easy and can help mobile players to confirm their casino deposits and withdrawals when they play on the go.

If you are wondering if there is something different whenever you are depositing or withdrawing on the go, we can assure you that all three payment options you can make use of as a Zelle user are exactly the same on mobile devices. Playing at a mobile casino does not change much about the payment process, with the only difference being that you will be using your mobile banking app or the Zell app to confirm transactions.

Zelle Mobile Payments
Apple Pay	No
Google Pay	No

Security at Zelle Online Casinos

It is only natural to worry about the security of this payment method when you are about to use it for your casino deposits and withdrawals. The payment service itself boasts great security and the fact that it is offered by a large number of banks in the US, indicates that Zelle is a trustworthy payment solution.

Online banking via Zelle will allow you to pay for your purchases online or make deposits to your virtual casino balance directly from your bank account. However, Zelle will play the role of mediator so you will not be asked to expose any sensitive information such as your bank account details. That makes payments extra safe, protecting any personal or financial information other methods may require you to expose.

Whenever you need to confirm a Zelle payment, the only information you will be required to provide is the email address or the phone number you have registered with your bank account. To make your payments even more secure, Zelle utilizes additional authentication steps to ensure that no one else will have control over your payments.

Any sensitive information that users provide in order to be able to make payments via Zelle is protected via industry-standard tools and technology. These include firewalls, encryption, and physical centers where data is kept.

Zelle Security
Passcode	Yes (depends on mobile banking app)
Fingerprint	Yes (depends on mobile banking app)
FaceID	Yes (depends on mobile banking app)
Two-factor authentication	Yes (depends on mobile banking app)
Trusted devices	No
IP Restrictions	No

Zelle Alternatives

As attractive as Zelle might be, depositors to online casinos might be interested in a couple of alternative deposit and withdrawal methods. Our list of suggestions listed below includes the widely-used American Express cards, three mobile payment processors with ever-growing popularity and acceptance, as well as a prominent and trustworthy digital wallet.

1. American Express

   Credit and debit cards issued by American Express, also known as AMEX cards, are among the most popular and exclusively convenient online payment methods. Although a sizable portion of its user base is based in the US, AMEX is not restricted to one country or area and is genuinely a worldwide business. American Express is among the four largest card payment networks in the world and can be found in the cashier sections of thousands of gambling sites.

   In addition to being popular and handy, AMEX cards are appreciated for the top security precautions used. The American Express Company has also developed an AMEX app available for iOS and Android hand-held devices, enabling its customers to stay in control of all incoming and outgoing transactions.

   AMEX cards facilitate both deposits and withdrawals from online casinos. While deposits are instantly processed, withdrawals might take from 1 to 5 business days, depending on the verification procedures implemented by the different interactive gambling operators. To deposit at an online casino, players should navigate to the cashier, search for the American Express logo, and fill in the required information.

2. Venmo

   Similar to Zelle, Venmo is yet another payment solution that is exclusively available to US customers. It was launched in 2009 as a mobile payment processor with a unique social touch enabling users to add comments and stickers to their transactions. The mobile processor was acquired by PayPal in 2012.

   Venmo facilitates prompt and secure payments, as users are enabled to pay up friends, split utility bills, and send birthday gifts. Buying cryptocurrencies through Venmo is also an option. It was not long before the brand was embraced by a decent number of US-facing online casinos.

   Before gaming fans start using Venmo for their gambling-related needs, they should set up an account. The registration process begins with opting for a personal account and entering a 10-digit US phone number. Next, users are prompted to enter a 4-digit verification code which was sent to the phone they used for their registration. They should also enter a valid email address that is also to be verified. Venmo can be connected to the user’s card or bank account before they start using it to top up their casino balance.

3. Apple Pay

   Supported on a variety of Apple devices including iPhone, Apple Watch, iPad, and Mac, Apple Pay is an innovative mobile payment service that was launched to the public in 2014 by tech giant Apple Inc. It facilitates in-app purchases, as well as ones at online and brick-and-mortar stores.

   As early as 2013, Apple Inc. worked in cooperation with VISA, MasterCard, and American Express to create innovative token-based payments. Customers of the brand can add from 8 to 12 cards, based on the model of the mobile device they are using. On its launch, Apple’s CEO announced that the solution is going to offer payments that are as easy as those with a physical credit or debit card, only safer. That is due to the 2 FA Authentication process via Touch ID, Face ID, or passcode. Initially, the service was available only in the USA, but soon it was introduced internationally.

   Since its inception to the present day, Apple Pay has gone through a lot of improvements, including its multinational expansion, the integration of crypto purchases, and collaboration with Skrill, to mention a few.

4. Google Pay

   Next, we are going to zoom in on Google Pay as an alternative method for managing transactions at online casinos. Initially launched by Google in 2011 as Google Wallet, it was rebranded to Android Pay in 2015, and as of 2018, it is known as Google Pay. It is a mobile payment service that enables users of Android devices to make in-app, online and in-store contactless purchases.

   The service is currently available in more than 70 countries across the globe and an increasing number of online casino operators have been incorporating it into their banking systems considering its ever-growing popularity. Google Pay can be installed on Android-powered devices, 5.0 or higher that support Near-Field Communication and Host Card Emulation technology.

   The process of setting up the Google Wallet is as easy as pie. Users need to have a Google account. They should navigate to the Google Play store and search for the app. Once installed, users should add a payment method such as a debit card, a credit card, or a bank account, and follow the on-screen prompts to finalize the process.

5. PayPal

   One of the pioneers of the digital payments industry, PayPal is possibly the most popular e-wallet worldwide. It was launched to the public back in 1998 as Confinity. Later the company merged with X.com. For a period of 13 years, it was a subsidiary of eBay but as of 2015, it became an independent company. With more than 200 million active personal accounts, and above 7 million businesses that are using the digital wallet, it has remained among the leading companies in the financial industry.

   The payment processor enjoys incredibly high popularity among online casino operators and players alike. That is primarily due to the high level of safety and protection it offers. The e-wallet has implemented SSL encryption and Two Factor Authentication to keep its customers’ personal and banking information protected.

   Setting up a personal account with PayPal is easy and requires typing in your first and last name, email, and password. Next users are prompted to populate their address, city, zip code, and phone number. Finally, they are supposed to add a debit or credit card, its number, expiry date, and security code to be able to send and receive money, as well as shop online. Linking a bank account is yet another option.

Casino Games with Zelle

Since its launch in 2017, Zelle has been embraced by an ever-growing number of US casino players. Even if it is not explicitly present in the list of banking methods in a casino’s cashier, chances are high that it has already been implemented into players’ online banking apps. Zelle depositors to online casinos have a lot of gaming options to explore including slots, live dealer games, blackjack, and roulette, among various other popular sources of entertainment and prizes.

Slots with Zelle

Casino gamers who top up their accounts using Zelle have access to a wide assortment of top-tier video slots featuring a diverse palette of themes. Classic 3-reel slots are also among the possible gaming options.

Jack and the Mighty Beanstalk

We start our list of slot suggestions with Nucleus Gaming’s 3D creation Jack and the Mighty Beanstalk. The 3×3 grid is the mighty beanstalk itself that players climb up with every spin of the reels. They can win up to 3,200 x their bet amount, which can vary from $0.03 to $30. The RTP of the game stands at 96.09% and there are 5 paylines in total. Players should know that the Wild symbol of this fairytale-inspired game is the Golden Egg, and those who are lucky enough to land three of the Giant’s Castles are awarded 10 free spins.

Thai Blossoms

Thai Blossoms is a vividly depicted slot by Betsoft, welcoming players to a tropical wonderland in Southeast Asia. The lush jungle paradise hides a decent winning potential, with an RTP of 96.21%, 5 reels, and a total of 100 paylines. Maximum wins are capped at 922x the bet amount. Should players happen to land from three to five elephant Scatters, they are awarded an entry to the lavish free spins mode. The Lotus Blossom Wilds can land only on reels 2, 3, and 4 and remain sticky for 2 spins when they form a winning combination.

Ogre Empire

Ogre Empire by Betsoft takes reel spinners to a masterfully rendered enchanted kingdom. The story unfolds across 5 reels, 3 rows, and a total of 25 paylines. Nobody else but a green Ogre stands by the reels of this exciting game, giving players a chance to accumulate prizes worth up to 40x the wager amount. In this medieval-era adventure, casino fans can place bets ranging from $0.25 to $25. The game is packed with features such as day and night modes, day and night bloom wilds, and Joker Wilds.

Live Dealer Games with Zelle

Zelle depositors have the chance to experience some authentic casino action by opting for the live dealer sections of online casinos right from the comfort of their preferred surroundings. No matter if they are novice or seasoned gamblers, the great assortment of games is designed to be enjoyed by players of all levels. Timeless classics such as roulette, blackjack, and baccarat are all wonderful opportunities to experience the thrill of in-game betting.

Immersive Roulette

Launched by Evolution Gaming, Immersive Roulette provides an unmatched live gaming experience with an RTP of 97.30%, minimum bets of $1, and maximum bets of $1000. This advanced form of classic European roulette is sure to arrest the attention of both novice and experienced casino players with lots of different camera angles and incredible high-definition video. To help players make better-informed judgments, the game features enhanced statistical graphics displaying the last 500 games with hot and cold numbers. Casino fans can interact with friendly and highly-professional live dealers through a live chat functionality.

Free Bet Blackjack

Evolution Gaming’s Free Bet Blackjack offers players an authentic casino experience with high-quality streams, expertly-trained dealers, and a maximum payout of 250:1. Players have the chance to place some wagers free of charge. As a result of the rule adjustments needed to make its free bets possible, the RTP of this game is 98.45%. Bets range from $1 to $1000 and can be placed on the main bet or some of the four side bets.

Peek Baccarat

Peek Baccarat is yet another enthralling live casino source of endless entertainment courtesy of Evolution Gaming. Played with 8 decks of cards, this variation of the classic game features an RTP of 98.80% and bets ranging from $1 to $10,000 making it ideally suited for casual players and high-rollers alike. The game is optimized for playing on the go. The key game element that introduces innovation to the standard game is the Peek mechanic. It entails a Peek feature enabling players to see the Player and Banker’s hands, and ultimately Double or Triple their bets.

Blackjack with Zelle

Blackjack is among the most fascinating table games in casinos. Its popularity rose even more with the inception of online gambling. Besides the broad availability of blackjack across online gaming venues and the simple rules, blackjack has been widely preferred by casino aficionados because of the low house edge and the element of skill involved in the game. Here are some of the most popular blackjack variations enjoyed by Zelle depositors.

21 Blackjack

RealTime Gaming’s version of blackjack, 21 Blackjack is among the most popular ones across online casinos. Utilizing the standard set of rules, this variation comes with an RTP of 99.25% and is played with 6 decks of cards. Casino fans are allowed to bet on a single hand per round and use the Rebet function. There is also the option for the Double bet, enabling players to be dealt a single extra card, after the first two cards. They can also utilize the Split function, which can be used when they are dealt two cards of the same value. Making an insurance bet is also allowed.

Suit ‘Em Up Blackjack

Suit ‘Em Up Blackjack powered by RealTime Gaming offers players the standard set of blackjack rules plus an added special twist to make the gameplay more intriguing. Players are enabled to place wagers on the optional side bet and if their first two cards are of the same suit, they receive some tempting rewards. Based on the cards’ value, payouts vary from 3:1 for Suited Eleven, 2:1 for Suited other, and up to 50:1 for Suited Aces.

Face Up 21 Blackjack

Face Up 21 Blackjack is yet another take on blackjack from RealTime Gaming, featuring clutter-free, beautifully rendered graphics as well as smooth and captivating gameplay. This variation stands out from the rest as the dealer gets two cards faced down, not just one, which ultimately enhances the risk taken by players but also magnifies their potential winnings. Bets range from $1 to $250. The available chip sizes are 1, 5, 25, or 100.

Roulette with Zelle

Roulette is yet another classic game that inevitably pops to mind when we think of both land-based and online casinos. Whether Zelle depositors prefer to place wagers on single numbers, rows of numbers, or play colors, odds, and evens, they will enjoy a decent variety of roulette variations at the best casinos.

VIP European Roulette

VIP European Roulette by Nucleus Gaming is a variation of the standard European single zero game, with bets ranging from $3 to $150. Players should bear in mind that this is the Hamburg version, whereupon, if the ball rests on zero, they will receive half of all wagers made on even/odd, red/black, and low/high. Yet another feature of VIP European Roulette is the Winning Number Display showing the results from the last five spins of the wheel. Traditionally, the most lucrative wagers are Straight-up bets paying 35:1, Split bets returning a profit of 17:1, and Street bets bringing proceeds of 11:1.

American Roulette

Next, we are going to focus on American Roulette by Nucleus Gaming, with minimum betting limits starting from just $1. The maximum wagers should not exceed $100. There is a total of 38 spaces where the ball may rest, including numbers from 1 to 36, a single zero, and a double zero. The standard wagers available for those wishing to try their luck on the American Roulette wheel include straight-up bets, split bets, street bets, corner bets, first five bets, line bets, column bets, dozen bets, and red/black, even/odd, and low/ high bets.

European Roulette

European Roulette by RealTime Gaming is yet another popular variation among Zelle depositors. As its name suggests, it makes use of the European Roulette setup with a single zero. The graphics are crisp and pleasant to the eye. Besides the standard betting options, players can also place called bets including Voisins du Zero, Orphans, and Tiers du Cylindre. The betting limits start from $1 and reach as high as $250. The maximum wager per round equals $500.