Despite often having access to various payment solutions, virtual casino players often resort to the good old payment via a credit/debit card. Indian players, however, will often have the chance to utilize a different type of card for their casino deposits and withdrawals. RuPay is, as the service describes itself on its website, a first-of-its-kind Global Card payment system.
This card service was created with the idea to ensure a safe and convenient method for cashless payments that can be used by Indians. RuPay was developed by the National Payments Corporation of India, with the main goal being for the service to be implemented by all banks and financial institutions in India.
Currently, RuPay is supported by more than 20 banks in India, catering to more than half a billion people within the country. These numbers explain why RuPay is a popular payment method at numerous casinos catering to Indian players, allowing them to handle their gaming funds in a hassle-free way.
| RuPay Summary | |
|---|---|
| Available in | India, Bhutan, Singapore, the United Arab Emirates, Nepal |
| Website | www.rupay.co.in |
| Connecting bank account to RuPay | N/A |
| Withdrawal balance from RuPay to your bank account | N/A |
| Pay to online merchants | Fees depend on the type of RuPay card |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Usual deposit time in online casino | Instant |
| Usual withdrawal time from online casino | A few business days |
| Live chat | No |
| Telephone support | 1800-26-78729 |
| E-mail support | N/A |
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Using RuPay for Gambling Transactions
Before you proceed with your casino payments, you can request your RuPay card by visiting your bank, provided it offers this type of card payment solution. If you already have your RuPay card with you, you can head to the cashier section of your preferred online casino and choose RuPay from the list of available payment solutions.
Casino payments carried out via RuPay are extremely easy and very similar to the standard credit/debit card payments. If you want to top up your gaming balance via your RuPay card, head to the deposit selection of the cashier page and select the payment option as your deposit method. The next step is to enter the amount you would like to deposit and provide your card details. These typically include the number of the card, the names of the cardholder, and any other card information that is required to verify your payment.
Typically, virtual casinos offer their patrons the option to save their card details for their future casino transactions. If you decide to allow the virtual casino to store your RuPay details, you can quickly make your next casino payments without going through the aforementioned step of entering your card information.
Once you have provided your card details, you can confirm your transaction and the money will be transferred to your casino account almost instantly. This makes RuPay a very convenient deposit option as it allows players to wager real money as soon as they are done depositing into their gaming accounts.
In most cases, online casinos also support withdrawals via RuPay cards. The payment process is yet again quite simple, asking players to choose RuPay as their preferred payment method, select the amount to cash out and provide the required card details. Keep in mind that the first withdrawal request via RuPay may ask players for additional information to verify their accounts. Once the withdrawal request is approved, it may take several days for the money to reach your RuPay card.
| RuPay Gambling Transactions | |
|---|---|
| Supported transactions | Deposits and withdrawals |
| Deposit pending time | Instant |
| Withdrawal pending time | Up to 48 hours |
| Additional security | EMV chip card, OTP protection, FRM protection |
Advantages and Disadvantages of Using RuPay as a Payment Method
If you are considering using RuPay for your casino payments, you might want to compare the good and bad sides of the service. That way, you will be able to decide whether this is the right payment option for you.
RuPay is a widely used payment solution in India, as well as a few other countries. With numerous Indian banks and financial institutions offering their customers RuPay cards, this method has gained huge popularity in India. That is why it is easy to come across online casinos that cater to Indian players and allow them to use RuPay cards for their deposits and withdrawals.
The card payment system of RuPay ensures fast payments that will allow you to top up your gaming account and start betting real money right away. As for withdrawals, the processing time may be a tad longer but it will not take more than any regular card withdrawal. In addition to fast payments, RuPay cards also enable extremely secure payments into or from your casino account. By utilizing industry-standard security tools, the payment solution ensures that your money and sensitive information are always properly protected.
When you are using the service of RuPay for your online casino payments, you will be able to handle your funds without having to pay any additional fees. This makes RuPay a very budget-friendly payment option that many players would appreciate. Even if there are some fees involved during the payment process, RuPay surcharges are significantly lower than fees imposed by standard international cards.
While there are quite a few advantages to using RuPay as a payment method at your preferred online casino, you should also consider some downfalls of this method. The first one is that despite the popularity of the payment solution, it may not be available at every virtual casino that caters to Indian players. What is more, even though it is available in a few countries, RuPay is mainly accepted at interactive casinos that welcome players from India.
The payment process via RuPay card is very similar to any transaction via a credit/debit card. This means that you will be required to provide your RuPay card’s details whenever you are initiating a payment at your preferred online casino. While the payment system is utilizing various security tools to ensure one’s safety, many players do not feel comfortable sharing their card information with the online casino.
While RuPay cards usually can be used for both deposits and withdrawals, some online casinos do not support withdrawals via credit/debit cards. That also includes RuPay cards which may also be available only for deposits.
Other than the aforementioned inconveniences, the payment system of RuPay is a rather good payment solution for Indian players. The card payment scheme will allow its users to make fast and secure deposits at various online casinos, enabling them to cash out their winnings in the same simple way.
RuPay Pros and Cons
Fees for RuPay Gambling Transactions
As already mentioned, one of the advantages of using RuPay as your casino payment solution is the fact that you will not be charged any fees from the virtual casino for using your RuPay card. Of course, you are advised to always check with the online casino before you proceed with using your RuPay payments. As each casino may have a different fee policy, you should make sure what surcharges you will need to pay if there are any fees applied to your deposits and withdrawals at the casino.
Depending on the type of card you are using, you may be charged a different yearly or monthly maintenance fee. That said, RuPay also offers some options that may not impose annual fees or joining fees. The annual subscription fee for the payment system of RuPay will differ according to your bank and its fee policy.
| RuPay Fees | |
|---|---|
| Gambling deposit fee | Free |
| Gambling withdrawal fee | Free |
| Bank account deposit fee | N/A |
| Bank account withdrawal fee | N/A |
| Credit/debit card deposit fee | N/A |
| Credit/debit card withdrawal fee | N/A |
| Maintenance fee | Varies according to the type of RuPay card |
Processing Time with RuPay
When you are depositing to your casino account, it is natural to look for a method that will allow you to instantly top up your casino balance. Fortunately, those who use a RuPay card to handle their casino payments will enjoy speedy deposits and withdrawals. Transactions carried out via RuPay cards take the standard processing time as other international credit/debit cards.
Deposits carried out via RuPay cards are processed almost instantly, allowing players to make real-money wagers as soon as they are done funding their casino accounts. Usually, when you enter your card details for the first time, you will be given the option to save your card details for your future payments. That way, your deposits and withdrawals can be initiated much faster.
When it comes to withdrawals, players will need to wait a bit longer to receive their money. The reason for the longer processing time for deposits is the fact that the virtual casino will need to approve your withdrawal request before your winnings are transferred to your RuPay card. When the casino authorizes your withdrawal, it may take several business days to receive your casino money.
| RuPay Processing times | |
|---|---|
| Gambling deposit time | Instant |
| Gambling withdrawal time | A few business days |
| Bank account deposit time | N/A |
| Bank account withdrawal time | N/A |
| Credit/debit card deposit time | N/A |
| Credit/debit card withdrawal time | N/A |
Mobile Payments
With more players looking for a way to enjoy their time while on the go, mobile payments have become very popular, with many people looking for a convenient way to initiate deposits and withdrawals. If you are using a RuPay card for your casino payments, then you do not have to worry about handling your casino bankroll on the go.
If you are playing at a mobile casino or on a casino app, you will be able to handle your RuPay payments with just a few taps on the screen. The payment process is going to be the same, asking you to provide your card details to verify the transaction. Just because you will be initiating payments via your mobile device, the entire process will not differ in any way, making your mobile transactions extremely simple.
Whether you are requesting a deposit or a withdrawal via RuPay, you will have no issue handling your casino balance on the go. As the banking system of the service is always utilizing the best security tools and measures, even mobile payments will be safe and properly protected.
Through its partners, NeoKred, RuPay’s pay-on-the-go service is also available to Indian consumers. They can purchase their devices for contactless payments, charge it with money through the NeoKey app, and use RuPay for their easy payments on the go. Some affiliated banks may also allow RuPay users to link their cards with their mobile banking apps, allowing them to send money on the go, view their transaction history, and handle all of their RuPay payments.
| RuPay Mobile Payments | |
|---|---|
| Apple Pay | No |
| Google Pay | No |
Security at RuPay Online Casinos
One of the reasons we recommend entrusting RuPay with your casino payments is the security this method is offering. The service was introduced by the National Payments Corporation of India (NPCI), which is the organization that is collectively governing all payment systems in India. As such, it can guarantee the security of payment solutions such as RuPay, allowing different users to enjoy safe payments offline and online.
RuPay is a popular method in India used for e-commerce and it is often available for payments at online casinos catering to Indian players. Even though players are required to provide their card details when initiating casino deposits, they can be sure that their sensitive information will always be protected.
The payment system of RuPay utilizes industry-standard tools and technology such as EMV chip cards, one-time password (OTP) protection for transactions processed online, and FRM protection by the NPCI.
When you transfer money to or from your casino account via RuPay, your funds and any information that you might share will be encrypted via the NPCI’s tokenization system. The said tool adds another layer of protection to your virtual payments, making RuPay an extremely safe option for your casino deposits and withdrawals.
| RuPay Security | |
|---|---|
| Passcode | No |
| Fingerprint | No |
| FaceID | No |
| Two-factor authentication | Yes |
| Trusted devices | No |
| IP Restrictions | No |