PayNearMe is a cutting-edge payment platform that makes transacting funds easy for online merchants and consumers alike. The platform launched in 2009 and was initially intended for the processing of cash payments to major retail store chains like 7-Eleven. Today, it has grown to process payments amounting to billions of dollars each year, including via debit and credit cards, cash, bank accounts, and mobile wallets like Google Pay and Apple Pay.
PayNearMe stands out with utmost flexibility and security thanks to its partnerships with accredited independent organizations and auditors like A-LIGN, AICPA, and ANSI National Accreditation Board. Users can transact 24/7 cash payments at over 27,000 retail locations. The innovative method has become the preferred banking solution to many players from the United States market.
|Available In||The United States|
|Connecting Bank Card/Account to PayNearMe||N/A|
|Withdraw Balance from PayNearMe to Your Bank Card/Account||N/A|
|Pay to Online Merchants||Free|
|Available for Deposits||Yes|
|Available for Withdrawals||N/A|
|Usual Deposit Time in Online Casinos||Up to 10 minutes|
|Usual Withdrawal Time in Online Casinos||N/A|
|Telephone Support||+1 888 633 9912, +1 650 930 1020, +1 650 930 1030|
|Email Supportemail@example.com, firstname.lastname@example.org, email@example.com|
Many prefer to use it because it combines the flexibility of cash payments with the benefits of electronic transfers. It enables players to deposit cash to their favorite online casinos in person at a local retailer. All this makes PayNearMe the perfect banking solution for gambling mavens from regulated US markets like New Jersey, Pennsylvania, Delaware, and Nevada.
Using PayNearMe for Gambling Transactions
PayNearMe facilitates convenient, secure, and highly flexible transactions to your online casino balance. The payment service is available nationwide in the USA. It operates in full compliance with the regulations of the Unlawful Internet Gambling Enforcement Act (UIGEA).
PayNearMe allows cash transactions only to betting sites that operate in states where remote gambling is legal and regulated. The licensed betting site provides you with a barcode to complete your cash deposit, ensuring high success rates for your gambling payments.
Another great thing about PayNearMe is that it does not require you to set up an account. You can start using it right away on any device of your choice, desktop or mobile. To get started with this method, you must register a real-money account at one of the US casinos that support PayNearMe as a deposit solution. Most of the gambling operators that service regulated markets like Pennsylvania and New Jersey work with the method.
After you finish registering at the website, you will want to navigate to its banking page and find PayNearMe among the accepted deposit methods. Designate what amount of money you want to top up your balance with. The gambling operator will send you a barcode, or PayCode.
PayNearMe for Gambling Transactions Additional TipsIf you seek to make a cash deposit anonymously, you must visit one of the supported retail locations in person. Take your PayCode with you – feel free to print it out if you want. The cashier in the retail location will scan the code. Then you can pay in cash up to the amount you want to deposit.
PayNearMe is available in many participating retail stores, including 7-Eleven, CVS, Family Dollar, Ace Cash Express, and Casey’s General Store. The desired deposit amount will appear in your casino balance so you can start playing for real-money within moments. The money transfer will cost you nothing, which makes PayNearMe one of the most cost-efficient payment methods for US players.
The PayNearMe barcode slip is reusable, allowing you to reload it with cash repeatedly. The cashier in the retail location would also provide you with a receipt to use as proof of payment. A similar receipt, only in digital form, will be sent to your email address along with a notification on your phone.
Paying in person with cash is not obligatory with PayNearMe. If you are cozily lounging at home and do not feel like going out, you can conveniently deposit from the comfort of your surroundings. PayNearMe supports several other payment types, including credit/debit cards, checks, bank transfers, and mobile payment services like Apple Pay and Google Pay.
You can quickly transfer funds to your gambling balance using nothing but your mobile device. You can even authenticate the payment with biometric identifiers like your fingerprint, which adds an extra level of protection to your PayNearMe transactions.
The only drawback associated with using PayNearMe is that you cannot cash out your winnings using this method. You will have to resort to alternative payment methods like bank transfer, or credit and debit cards.
|PayNearMe Gambling Transactions|
|Deposit Pending Time||Up to 10 minutes|
|Withdrawal Pending Time||N/A if you have made a cash deposit at a retail location|
|Additional Security||Payment validations in real time, tools for fraud analysis, real-time notifications|
Advantages & Disadvantages of PayNearMe
The most obvious benefit of using PayNearMe is that it serves as a workaround for players who cannot or do not want to implement more conventional payment forms. Some people prefer to keep their online gambling spendings private and are reluctant to link their bank accounts or credit cards to betting sites.
Bad credit rating prevents others from using their credit cards, while a third group of people have no bank accounts or cards, to begin with. PayNearMe is a great solution for such players, posing as a simple, reliable, and convenient deposit method at regulated US casinos. It gives you all the flexibility you might need, with reusable barcodes that ensure high levels of security and anonymity.
PayNearMe is a great option for people who are wary about disclosing their personal and banking information over the internet. The payment solution enables its users to avoid sharing their sensitive information altogether. This is especially true if one handles their transactions in person using cash.
Additional Advantages and Disadvantages of PayNearMeYou can rest easy about your security and privacy even if you pay via your bank account or credit card. The company behind PayNearMe is hyper-vigilant regarding security. It implements unrivaled security tools for fraud analysis and real-time authentication to preserve players’ payments from harm.
PayNearMe undergoes thorough audits from independent third-party financial auditors to maintain its high security standards. The company has partnerships with many credible organizations, including the American Financial Services Association and the Mortgage Bankers Association. PayNearMe has received accreditation from the North American Institute of Internal Auditors and is fully PCI DSS-compliant.
Many US players transition to using PayNearMe because it enables them to keep a close tab on their online gambling spending. You can only play with the funds you have transferred to your gambling account by paying in cash. If you deplete them, you will have to initiate another PayNearMe money transfer to continue your real-money play.
You can risk only money you own, without the fear of slipping into debt, a possibility for credit-card users. The specifics of this method help you combat overspending and facilitates a more responsible gambling behavior. This peculiarity renders it a great option for casual bettors who engage in online gambling only occasionally.
Apart from this, PayNearMe is inexpensive to use for online gambling transactions. Most US gambling operators facilitate real-money deposits with this method completely free of charge. You will never have to worry about unexpected costs when depositing with PayNearMe.
Also important is to specify this banking solution stands out with a greater level of flexibility compared to standard methods. There is no need to go through the hassles of setting up an account and linking it to a card to top it up. You can start using PayNearMe straight away and review your previous transaction history via the free mobile app.
The advantages of PayNearMe greatly outnumber its drawbacks. Easily the biggest con here is that this method does not allow you to withdraw from your gambling account’s balance, particularly if you have made a cash deposit at a retail location.
You will have to come up with another way to cash out your wins. Common options include bank transfers, checks, e-wallets, or bank cards. PayNearMe does not facilitate cash payments at the click of a mouse button. Players will need to visit a retail location and pay for their barcodes in person, which takes time.
|PayNearMe Pros||PayNearMe Cons|
|Facilitates anonymous deposits||Some PayNearMe features and services come with additional fees|
|Cost-efficient method due to its low fees||Does not support withdrawals if you have made a cash deposit|
|Can be used by players from the United States||Intended mainly for players from US regulated markets|
|Does not require registration||Cash transactions cannot be completed at the click of a mouse button|
|Offers more control over players’ spending||Low deposit limits render it unfit for the needs of high-rollers|
Fees for Gambling Transactions with PayNearMe
Most online gambling sites that work with PayNearMe do not charge additional fees on players’ deposits with the method. PayNearMe deposits come at no extra cost on the side of gambling operators but you may still have to pay some nominal fees at the point of purchase. The method’s official website contains no specific information related to fees.
However, it says there are no hidden costs and users will be notified before they make payments if any fees apply. Said charges depend on how much money billers spend on their cash payments. According to the payment platform itself, over 70% of the service providers charge no more than $1.99 per deposit with this method. The standard fees usually range from $0 to $5.99 per payment.
With that said, it is up to the payee, or in this case the online casino, to decide whether or not to pass these fees onto its customers. It would be best to ask your gambling site’s support for their fee policies. Since PayNearMe services the US market, players would use their local USD currency – this would prevent them from paying extra for currency conversion when playing at regulated US casinos.
As for the transaction limits, these are low with PayNearMe, rendering the method inapt for large-scale play. The method accepts a maximum of $2,500 within 24 hours, with a $1,000 ceiling on single transactions. The monthly limit is also quite low at $10,000.
|Gambling Deposit Fee||Free deposits at most US online casinos; the maximum possible purchase fee is estimated at $5.99|
|Gambling Withdrawal Fee||N/A|
|Bank Account Deposit Fee||N/A|
|Bank Account Withdrawal Fee||N/A|
|Credit/Debit Card Deposit Fee||N/A|
|Credit/Debit Card Withdrawal Fee||N/A|
Processing Times with PayNearMe
Another great thing about PayNearMe is that it facilitates quick deposits to your casino account. The operator will credit the money to your balance immediately after you make the cash payment, allowing you to start betting as soon as you sign into your gambling account.
To make things even better, the PayNearMe system sends users notifications to inform them their payments have been processed. This way, you will immediately know whether an unexpected issue has occurred before you leave the retail location. The deposits with PayNearMe typically clear in real-time as soon as you have paid. In some rare cases, delays of several minutes may occur.
By contrast, deposits initiated with bank transfers require three to five working days to clear. There is no need to waste valuable time for account registration and verification. Such steps are unnecessary with PayNearMe.
The only hassle we can think of results from having to visit a retail location like 7-Eleven or Family Dollar. You will find a retail locator at the official site of PayNearMe. Just enter your town’s name, along with your state, and the system will display all PayNearMe retailers in your proximity. Inconvenience and delays may arise if there are no retail locations nearby, in which case you will have to drive around until you reach one.
|PayNearMe Processing Times|
|Gambling Deposit Time||Instant to 10 minutes|
|Gambling Withdrawal Time||N/A|
|Bank Account Deposit Time||N/A|
|Bank Account Withdrawal Time||N/A|
|Credit/Debit Card Deposit Time||N/A|
|Credit/Debit Card Withdrawal Time||N/A|
Mobile Payments with PayNearMe
The convenience of using PayNearMe lies in its mobile-first design. This payment solution was made for use on portable devices. The method performs flawlessly across all smartphones and tablets, sparing you from using awkward pinch-and-zoom gestures or downloading clunky applications on your device.
PayNearMe is incredibly quick and easy to use on the go. The platform boasts a built-in integration with the digital mobile wallets Google Pay and Apple Pay, which further simplifies things for smartphone players. It allows you to transact and store payment information straight into your digital wallet without downloading any third-party applications or additional plugins.
You can set up payment reminders or store receipts and barcodes straight to your Google Pay or Apple Pay. We strongly recommend you take advantage of the last option as it will simplify repeated payments with your reusable PayNearMe barcode. It will enable you to initiate follow-up deposits directly from your mobile wallet. Additionally, you can receive payment updates directly to your Google Pay or Apple Pay.
PayNearMe Mobile Payments Additional TipsInitiating a deposit with PayNearMe is all the more simple as you go. If this is your first time using the method, you must log into your sports betting or gaming account with your existing desktop credentials. Tap on the cashier icon and scroll down until you find the PayNearMe option. Sometimes the method is listed as Cash at 7-Eleven or something similar.
Select it, enter your preferred deposit amount, and the operator will immediately generate your barcode. Next, you must take your unique code to the nearest participating retail location. Printing the code is an option, although sending it right to your iOS or Android device is more convenient.
After you make a cash deposit with the retail cashier, you will have the money transferred to your sports betting or gaming account within several minutes tops. You are now ready to start placing real-money wagers at your leisure using your portable device. Another cool thing about saving your reusable barcode to your Google Pay or Apple Pay wallet is that you will have it handy at all times.
For instance, suppose you pop up at your local convenience store to pick up some groceries for dinner. You can also transfer some funds to your real-money betting account with the help of the reusable barcode linked to your mobile wallet. Storing your codes in Google Pay or Apple Pay gives you instant access to various supported transactions, from purchasing milk to funding your gaming balance.
|PayNearMe Mobile Payments|
Security at PayNearMe Online Casinos
Safety is woven into all aspects of PayNearMe’s operations, from the platform’s architecture to payment processing and software design. The company performs regular audits to ensure safety and compliance with the highest standards in the payment industry. It strives to deliver outstanding performance without any disruptions, not even during important software updates.
The specifics of this method adds an extra layer of security. Consumers, or online casino players, in this case, do not reveal any of their financial details when transacting with PayNearMe. There is no need to enter bank account or credit card numbers, or any of your personal information.
If you pay in cash with a barcode, you will never have to worry about fraudsters or thieves stealing your funds since withdrawals are largely impossible with this method. Provided that someone steals or finds the barcode you have lost, they will be unable to use it to cash out money from your online betting balance.
PayNearMe Security Additional Tips
In essence, you deposit fully anonymously without exposing any private information to risk. You pay at a retail cashier, which prevents you from sharing personal or banking data with the gambling operator. This renders PayNearMe a viable solution for US players who insist on retaining their anonymity when gambling over the internet.
If your personal preferences should change, you can always transact with PayNearMe electronically using your bank card or via an Automated Clearing House (ACH). On top of that, the PayNearMe system will send you a notification each time you fund your online casino account. With this method, you always know who you have paid, when you have paid, and how much.
All this spares you from worrying about potential security breaches, personal information leaks, and identity thefts, among other frauds and cybercrimes. The method is fully industry compliant and regulated, which further increases users’ peace of mind. The payment processing network has a proven track record of handling payments for over 95% of the regulated sports betting and gaming operators in the US.
|Passcode||Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets|
|Fingerprint||Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets|
|FaceID||Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets|
|Two-Factor Authentication||Same as above|
PayNearMe Casinos FAQ
Are deposits at PayNearMe casinos swift?
PayNearMe facilitates real-time deposits to online casinos. Users can generate PayNearMe barcodes within a split second upon request. You can use the deposited credits almost immediately after you pay the cashier at your preferred retail location. But it gets better since most casinos to accept the method are compatible with mobile devices. You can start playing on your smartphone or tablet before you have even gotten back to your home.
How does PayNearMe compare to other banking methods like e-wallets?
Many casino players prefer PayNearMe over e-wallets because it does not require them to set up an account and go through a cumbersome verification process. The only requirement to use PayNearMe is to live near a retail location like 7-Eleven or CVS, which makes it the perfect payment option for US players. There is no need to own a credit card or have a bank account to use it, either.
Can PayNearMe Help Me Become a More Responsible Gambler?
Unlike credit cards, PayNearMe enables you to play only with funds you already possess. There is no risk of overspending or overdrafting with this method. In turn, this helps you exercise better control over your gambling and develop responsible gaming habits. All in all, it is impossible to incur debts with PayNearMe unless you ask a friend or a relative to lend you some money to pay the retail cashier.
Is PayNearMe suitable for all online gambling transaction
We regret to say the answer is no. Players can use PayNearMe for anonymous deposits to regulated US gambling sites. Gaming operators largely do not support withdrawals from your betting balance with this banking solution. You will have to resort to another banking method for this purpose. This could be a standard bank transfer, bank card, or a virtual wallet if you have an account with one.
Is PayNearMe free to use?
PayNearMe is free to use for deposits at online casinos but keep in mind you may still have to pay a one-off fee upon purchase at your local retailer. The exact amount depends on the value of your payment. The maximum can reach $5.99 for larger transfers.
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Find the answers of questions people asked so far:
What should I do if there is no participating retailer near me to pay my PayCode via cash?
While PayNearMe codes can be paid via cash at more than 27,000 retailers nationwide, you may not find a participating retail store near you or you might want to pay your PayCode online, without leaving your home. That is why PayNearMe has added a wide range of payment options online casino players can use to quickly make their deposits via PayNearMe. Some of the alternative payment methods include bank cards, ACH, and mobile-first payment options. Additionally, the PayNearMe platform has also added payment solutions like paying online, via a phone call, through IVR, and via text messages. As you can see, you do not need to use cash to make your PayNearMe online casino deposits, with the service allowing you to choose from several convenient payment channels.
How do I recharge my PayNearMe barcode if I do not wish to generate a new code for my casino deposits?
You must simply keep your PayNearMe barcode saved on your smartphone or printed out on paper. You can recharge this barcode with money at any participating retailer. When you visit the retail location, you should provide the cashier with your PayNearMe barcode. Inform them that you want to recharge your PayNearMe account with a specific amount. Depending on the location, you may be able to pay the amount you are recharging your barcode with via cash, credit/debit card, or other accepted methods.
There is no set limit on how many times you can recharge your PayNearMe barcode, but there is a single-transaction limit of up to $1,000. Meanwhile, the maximum you can charge into your barcode in one day is capped at $2,500, which means you can charge your account several times a day until you have reached the imposed limits.