Despite often having access to various payment solutions, virtual casino players often resort to the good old credit or debit card payment. Indian players, however, often have the chance to use a different type of card for their casino deposits and withdrawals. RuPay is, as the service describes itself on its website, a first-of-its-kind Global Card payment system.
This card service was created to ensure a safe and convenient method for cashless payments that Indians can use. RuPay was developed by the National Payments Corporation of India, with the main goal of being implemented by all banks and financial institutions in India.
Currently, RuPay is supported by more than 20 banks in India, catering to more than half a billion people within the country. These numbers explain why RuPay is a popular payment method at numerous casinos catering to Indian players, allowing them to handle their gaming funds in a hassle-free way.
| RuPay Summary | |
|---|---|
| Available in | India, Bhutan, Singapore, the United Arab Emirates, Nepal |
| Website | www.rupay.co.in |
| Connecting bank account to RuPay | N/A |
| Withdrawal balance from RuPay to your bank account | N/A |
| Pay to online merchants | Fees depend on the type of RuPay card |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Usual deposit time in online casino | Instant |
| Usual withdrawal time from online casino | A few business days |
| Live chat | No |
| Telephone support | 1800-26-78729 |
| E-mail support | N/A |
Using RuPay for Gambling Transactions
Before you proceed with your casino payments, you can request a RuPay card by visiting your bank, provided it offers this type of payment solution. If you already have your RuPay card, head to the cashier section of your preferred online casino and choose RuPay from the list of available payment methods.
Casino payments carried out via RuPay are extremely easy and very similar to standard credit or debit card payments. If you want to top up your gaming balance via your RuPay card, open the deposit section of the cashier page and select RuPay as your deposit method. The next step is to enter the amount you would like to deposit and provide your card details, typically the card number, the cardholder’s name, and any other information required to verify your payment.
Typically, virtual casinos offer their patrons the option to save their card details for future transactions. If you allow the casino to store your RuPay details, you can make your next payments quickly without re-entering your card information.
Once you have provided your card details, confirm the transaction and the money will be transferred to your casino account almost instantly. This makes RuPay a very convenient deposit option, allowing players to wager real money as soon as they finish depositing.
In most cases, online casinos also support withdrawals via RuPay cards. The payment process is again quite simple: choose RuPay as your preferred withdrawal method, select the amount to cash out, and provide the required card details. Keep in mind that the first withdrawal request via RuPay may require players to provide additional information to verify their accounts. Once the withdrawal request is approved, it may take several days for the money to reach your RuPay card.
| RuPay Gambling Transactions | |
|---|---|
| Supported transactions | Deposits and withdrawals |
| Deposit pending time | Instant |
| Withdrawal pending time | Up to 48 hours |
| Additional security | EMV chip card, OTP protection, FRM protection |
Advantages and Disadvantages of Using RuPay as a Payment Method
If you are considering using RuPay for your casino payments, you might want to compare the pros and cons of the service. That way, you can decide whether this is the right payment option for you.
RuPay is a widely used payment solution in India, as well as in a few other countries. With numerous Indian banks and financial institutions offering RuPay cards, this method has gained huge popularity in India. That is why it is easy to come across online casinos that cater to Indian players and allow them to use RuPay cards for deposits and withdrawals.
The RuPay card system ensures fast payments, letting you top up your gaming account and start betting real money right away. As for withdrawals, the processing time may be a bit longer, but it should not exceed that of a regular card withdrawal. In addition to fast payments, RuPay cards also enable highly secure transfers to and from your casino account. By utilizing industry-standard security tools, the payment solution ensures that your money and sensitive information are always properly protected.
When you use RuPay for online casino payments, you can handle your funds without paying any additional fees. This makes RuPay a very budget-friendly payment option that many players appreciate. Even if some fees apply, RuPay surcharges are significantly lower than those imposed by standard international cards.
While there are quite a few advantages to using RuPay as a payment method at your preferred online casino, you should also consider some drawbacks. The first one is that, despite the payment solution’s popularity, it may not be available at every virtual casino that caters to Indian players. Moreover, even though it is available in a few countries, RuPay is mainly accepted at online casinos that welcome players from India.
The payment process via RuPay card is very similar to any transaction with a credit or debit card. This means you will be required to provide your RuPay card details whenever you initiate a payment at your preferred online casino. While the payment system utilizes various security tools to ensure your safety, some players do not feel comfortable sharing their card information with an online casino.
While RuPay cards can usually be used for both deposits and withdrawals, some online casinos do not support withdrawals via credit or debit cards. That also includes RuPay cards, which may therefore be available only for deposits.
Apart from these inconveniences, RuPay is a solid payment solution for Indian players. The card scheme allows its users to make fast and secure deposits at various online casinos and to cash out their winnings in the same simple way.
Fees for RuPay Gambling Transactions
As already mentioned, one of the advantages of using RuPay as your casino payment solution is that you will not be charged any fees by the virtual casino for using your RuPay card. Of course, you should always check with the online casino before you proceed to use RuPay. Because each casino may have a different fee policy, you should confirm what surcharges you might need to pay if any fees are applied to your deposits or withdrawals.
Depending on the type of card you are using, you may be charged a different yearly or monthly maintenance fee. That said, RuPay also offers some options that may not impose annual or joining fees. The annual subscription fee for RuPay will differ according to your bank and its fee policy.
| RuPay Fees | |
|---|---|
| Gambling deposit fee | Free |
| Gambling withdrawal fee | Free |
| Bank account deposit fee | N/A |
| Bank account withdrawal fee | N/A |
| Credit/debit card deposit fee | N/A |
| Credit/debit card withdrawal fee | N/A |
| Maintenance fee | Varies according to the type of RuPay card |
Processing Time with RuPay
When you deposit to your casino account, it is natural to look for a method that allows you to top up your balance instantly. Fortunately, those who use a RuPay card to handle their casino payments will enjoy speedy deposits and withdrawals. Transactions carried out via RuPay cards take the same standard processing time as other international credit or debit cards.
Deposits carried out via RuPay cards are processed almost instantly, allowing players to make real-money wagers as soon as they finish funding their casino accounts. Usually, when you enter your card details for the first time, you will be given the option to save them for future payments. That way, your deposits and withdrawals can be initiated much faster.
When it comes to withdrawals, players will need to wait a bit longer to receive their money. The reason for the longer processing time for withdrawals is that the virtual casino needs to approve your request before your winnings are transferred to your RuPay card. Once the casino authorizes the withdrawal, it may take several business days to receive your funds.
| RuPay Processing times | |
|---|---|
| Gambling deposit time | Instant |
| Gambling withdrawal time | A few business days |
| Bank account deposit time | N/A |
| Bank account withdrawal time | N/A |
| Credit/debit card deposit time | N/A |
| Credit/debit card withdrawal time | N/A |
Mobile Payments
With more players wanting to enjoy their favorite games on the go, mobile payments have become very popular, and many people want a convenient way to make deposits and withdrawals. If you are using a RuPay card for your casino payments, you do not need to worry about handling your bankroll while you are out and about.
If you are playing at a mobile casino or on a casino app, you will be able to handle your RuPay payments with just a few taps on the screen. The payment process is the same, requiring you to provide your card details to verify the transaction. Even though you are initiating payments via a mobile device, the process does not differ in any way, making your mobile transactions extremely simple.
Whether you are requesting a deposit or a withdrawal via RuPay, you will have no issue handling your casino balance on the go. As the banking system constantly utilizes the best security tools and measures, even mobile payments are safe and properly protected.
Through its partner NeoKred, RuPay’s pay-on-the-go service is also available to Indian consumers. They can purchase a device for contactless payments, load it with money through the NeoKey app, and use RuPay for quick payments on the go. Some affiliated banks may also allow RuPay users to link their cards with their mobile banking apps, enabling them to send money on the go, view their transaction history, and handle all of their RuPay payments.
| RuPay Mobile Payments | |
|---|---|
| Apple Pay | No |
| Google Pay | No |
Security at RuPay Online Casinos
One of the reasons we recommend entrusting RuPay with your casino payments is the security this method offers. The service was introduced by the National Payments Corporation of India (NPCI), the organization that collectively governs all payment systems in India. As such, it can guarantee the security of payment solutions such as RuPay, allowing users to enjoy safe payments both offline and online.
RuPay is a popular method in India for e-commerce, and it is often available for payments at online casinos catering to Indian players. Even though players are required to provide their card details when initiating casino deposits, they can be sure that their sensitive information will always be protected.
The payment system of RuPay utilizes industry-standard tools and technology such as EMV chip cards, one-time password (OTP) protection for transactions processed online, and FRM protection by the NPCI.
When you transfer money to or from your casino account via RuPay, your funds and any information you share are encrypted through the NPCI’s tokenization system. This tool adds another layer of protection to your virtual payments, making RuPay an extremely safe option for your casino deposits and withdrawals.
| RuPay Security | |
|---|---|
| Passcode | No |
| Fingerprint | No |
| FaceID | No |
| Two-factor authentication | Yes |
| Trusted devices | No |
| IP Restrictions | No |