Instadebit is an online direct payment service that allows customers to make instant transfers from their bank accounts to online merchants and casino sites. Working with all banks and financial institutions across Canada, this method caters specifically to Canadian users and, over the past few years, has established itself as one of the most preferred deposit options for casino players in the country.

| Instadebit Summary | |
|---|---|
| Available in | Canada |
| Website | www.instadebit.com |
| Connecting bank account to Instadebit | Free |
| Withdrawal balance from Instadebit to your bank account | A fee applies |
| Pay to online merchants | Free |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Usual deposit time in online casino | Instant |
| Usual withdrawal time from online casino | Up to 5 business days |
| Live chat | Yes |
| Telephone support | 1-877-8833-248 |
| E-mail support | support@instadebit.com |
Payments, like many other sectors, have seen phenomenal growth online in the past few years, a trend driven largely by consumers’ need for convenience and speed. Online payments have become incredibly fast, secure, and reliable, and one service that exemplifies these developments is Instadebit. It is convenient, secure, and widely accessible to Canadian customers who simply need an active online banking account to use it for shopping, paying bills, or gambling online.
As an increasing number of online casinos accept Instadebit, it has become a wonderful banking solution for all fans of casino gambling in Canada. It facilitates casino deposits in real time directly from the user’s online banking account and guarantees that transfers will not be canceled, even by a bank with strict anti-gambling policies in place.
However, Instadebit is not an e-wallet, as many customers believe. Instead, it is an instant bank transfer service that operates independently of the banks it works with. It processes payments in only two currencies, U.S. and Canadian dollars (USD and CAD). Before casino players decide to sign up for an account with Instadebit, they need to understand how the service works and what advantages or disadvantages come with it.
Instadebit Registration Process
Since Instadebit does not store funds but acts as an intermediary between the player’s bank account and the relevant merchant or online casino, lengthy and often tedious verification procedures are not required when registering user accounts. Registration is a piece of cake and involves just a few quick and easy steps.
Here is what you need to do before being able to use Instadebit for depositing and withdrawing money from a certain online casino:
- Load the company’s website in the browser of your device

- Find the Log In / Sign Up button in the upper right corner of your screen, click on it, and then click Sign Up

- A new window opens where you need to fill in some personal information for verification purposes

- Click Next and provide details about your address along with the last four digits of your SIN and your date of birth

- After completing the previous step, click Next and provide Instadebit with your bank account details

Finalizing Bank Instadebit Registration
As you see, setting up an Instadebit account is very easy and takes no more than a few minutes. However, before you start using it for gambling-related transactions, the service provider needs to verify the bank account you will use. The Instadebit account is functional before verification is complete, but with a low spending limit.
When you sign up for Instadebit, whether through the website or during a transaction, a small amount of up to $2 will be deposited in your bank account within 5 business days. After the money shows up in your balance, log in to your Instadebit profile and click on the Verify Bank Account link.
Using Instadebit for Gambling Transactions
Casino players will find Instadebit straightforward and easy to use because it relies on online banking. But how exactly does it work? Similarly to other instant bank transfer services, it acts as an intermediary between the customer’s online banking account and the online merchant. Instadebit is not a digital wallet, so funds cannot be directly deposited and stored in the Instadebit account.
Users can complete gambling-related transactions by registering an account on the official website of the service and linking it with their online banking account. To have an active Instadebit account, customers need to be Canadian residents and have a savings or checking account with a Canadian bank. To sign up, they must provide basic personal information (name, address, and email address), their date of birth, and the last four digits of their Social Insurance Number (SIN). Of course, bank account details should also be provided, including the bank transit number, financial institution number, and account number.
Once the account is set up, Instadebit will send a small amount of money (up to $2) to your bank account. This transfer is conducted within 3 to 5 business days and is used for account verification. When you see the exact amount, log in to your Instadebit account and open the Account Verification section, where the amount should be entered. Once this process is complete, you will have a higher spending limit and will be able to use your Instadebit account for deposits and withdrawals at online casinos.
To use Instadebit for gambling transactions, make sure the casino site accepts this payment method. Then head to the Cashier section of the gaming platform and pick Instadebit from the list of deposit options. After logging in to your account, specify the amount you wish to deposit and confirm the transaction. The deposit will appear in your casino balance immediately because funds are transferred in real time, so you can use them right away.
Withdrawals via Instadebit are just as simple and require only a verified account with the service. However, you cannot transfer your winnings directly to your bank account. After choosing the service as your preferred withdrawal method at the casino site, sign in to your Instadebit account and confirm the transfer. The service then takes your winnings from your gaming balance and transfers them to your Instadebit Balance Account. This does not happen immediately, and you may need to wait a few days for your withdrawal to reach you.
You can use the funds in the Balance Account for additional casino deposits or online shopping, or you can move them to your bank account.
| Instadebit Gambling Transactions | |
|---|---|
| Supported transactions | Deposits and withdrawals |
| Deposit pending time | Instant |
| Withdrawal pending time | Depends on the casino |
| Additional security | 128-bit encryption technology |
How to use Instadebit
Advantages and Disadvantages
Like any other payment service, Instadebit has its strengths and weaknesses, and while it might be the perfect solution for some customers, it may be inconvenient for others. When it comes to gambling online, its most obvious strong point is that it handles both deposits and withdrawals. In contrast, many traditional and alternative payment methods do not process withdrawals, including some credit and debit cards, prepaid cards, and often standard bank transfers.
While Instadebit uses the online bank accounts of its customers, the bank itself does not gain access to information about the merchant or the online casino. This is crucial for one main reason: many banks and other financial institutions do not permit gambling-related transactions. Often, casino deposits and withdrawals are canceled by the bank. This does not happen when casino patrons use Instadebit to move funds from their bank account to their gaming balance, so payments are reliable and completed without delay.
Another great advantage of using Instadebit in online casinos is that it processes transactions in real time, and you can use your funds immediately. This applies only to deposits via this service and, as always, withdrawals might take a bit longer to process for security reasons. In fact, compared to most other banking methods offered by online casinos, Instadebit moves your casino winnings to your bank account much faster.
The security of this service is also an important advantage over typical bank transfers or credit and debit cards. Although payments via Instadebit are not insured against fraud, they are highly secure because the service uses the same payment systems employed by all major financial institutions. Online banking often comes with extra security measures, and along with standard digital encryption, transactions are further protected by multi-factor authentication and one-time passwords.
Moreover, when using Instadebit, customers do not share their banking details with the casino. Any sensitive information is kept securely and privately by Instadebit. Last, but not least, the service is incredibly easy to use and accessible, which brings us to its main disadvantage: it is available only to Canadian citizens with bank accounts at Canadian financial institutions. Casino players based in other countries will need to find another way to deposit and withdraw their gambling winnings.
Some players might argue that having to open an Instadebit account is a drawback because they need to share banking data and go through a registration process. In fact, registering an account takes no more than a few minutes and the verification process is just as simple. In addition, Instadebit has access to only some of your personal information; it does not store your entire SIN number and has no access to your passwords or other authentication tools provided by your bank.
| Instadebit Pros | Instadebit Cons |
|---|---|
| Deposits are carried out instantly | Withdrawals take longer compared to other payment methods |
| The fees are quite reasonable | Instadebit supports only USD and CAD |
| The customer support department is available 24/7 | This payment method is geared only toward the Canadian market |
| The bank does not have information about the merchant or the casino you are sending money to | Only one bank account can be linked to an Instadebit account |
Fees for Gambling Transactions
Creating an Instadebit account is free and the fees associated with using the account are quite low compared with those of credit and debit cards or bank wires. Every casino deposit from your bank account via Instadebit costs CA$1.95, but deposits made from your Instadebit Balance Account are free.
Usually, cashing out your casino winnings comes with high fees, but this is not the case with this method. Payments from merchants, online casinos or otherwise, are free, and customers can move their funds from the casino to their Instadebit Balance Account without charge. However, withdrawals from the Balance Account to the bank account are subject to a CA$2 fee, still quite low for such a transaction.
Players should keep in mind that banks might impose additional fees on these transactions. Sometimes, casinos charge for withdrawals, but in most cases, deposits are completely free. Of course, any additional fees depend on the particular bank and online casino, so players need to check their rates even before starting to play casino games for real money.
Instadebit allows casino players to make payments in both USD and CAD, but if the casino operates in another currency such as EUR, AUD, or GBP, there will be a currency conversion fee based on the daily exchange rate. In addition, each casino sets specific limits on how much you can deposit or withdraw.
| Instadebit Fees | |
|---|---|
| Gambling deposit fee | Free |
| Gambling withdrawal fee | Free |
| Bank account deposit fee | $2 |
| Bank account withdrawal fee | $2 |
| Credit/debit card deposit fee | N/A |
| Credit/debit card withdrawal fee | N/A |
| Maintenance fee | Free |
Processing Times for Gaming Transactions
When choosing a payment method for online casino gaming, players pay extra attention to processing times. Typically, you want a banking method that processes payments instantly, especially for deposits. With Instadebit, depositing into your casino balance takes just a minute or two, which means you can start playing right away. Even if you are using the service for the first time and need to register an account, you will be able to use your funds for gambling within 15 minutes.
Withdrawals, on the other hand, usually take longer to reach your bank account. Online casinos tend to review customers’ withdrawal requests for between 12 and 72 hours. During this time, which averages 24-48 hours, the withdrawal is in pending status and the player can choose to reverse it. In addition, the casino’s financial department will probably carry out some identity verification procedures to make sure it sends the money to the right person.
After the withdrawal has been approved by the casino, it goes to Instadebit, which processes it quickly. Usually, this takes only a few hours, but sometimes the process may take up to 2 business days. Still, remember that the funds will be moved to your Instadebit Balance Account. To transfer them to your bank account, you need to wait another 3 to 5 business days for the funds to clear through the banking system.
| Instadebit Processing times | |
|---|---|
| Gambling deposit time | Instant |
| Gambling withdrawal time | Up to 5 working days |
| Bank account deposit time | Instant |
| Bank account withdrawal time | Up to 5 business days |
| Credit/debit card deposit time | N/A |
| Credit/debit card withdrawal time | N/A |
Mobile Payments
Mobile gambling is becoming increasingly popular, especially among younger casino players who look for convenient ways to enjoy their favorite slots or table games on the go. This is why most casinos create their own apps and allow customers to make payments easily from their phones and tablets. For this, players need a payment method that supports mobile use.
To meet the high demand for mobile payments, Instadebit has optimized its system for transactions carried out from mobile devices. There is no native app for the service; instead, it operates directly in the web browser of your phone or tablet. To make a casino deposit from your phone, open the mobile casino and go to its Cashier section, where you need to pick Instadebit and proceed with the payment in the same manner as if you were on your computer.
Indeed, the process is the same, and both deposits and withdrawals from your casino balance should be seamless. One thing you need to consider, however, is whether you can access your online banking account from a mobile device. Most banks have mobile-friendly payment pages, so this should not be a problem in most cases.
| Instadebit Mobile Payments | |
|---|---|
| Apple pay | No |
| Google pay | No |
Security at Online Casinos
With online payments on the rise, cybercrime rates are also increasing. This trend has prompted financial institutions and payment services to enhance their security and introduce new and improved measures to combat data breaches, fraud, and unauthorized access to customers’ sensitive information. Currently, Instadebit claims to have one of the best and most comprehensive anti-fraud systems and promises high levels of security and privacy.
The Canadian service does not share any personal or banking data with merchants or other third parties. It partners with security certification firms VeriSign and TRUSTe, which monitor both transactions and the company’s privacy measures. To further protect users’ finances, Instadebit uses 128-bit encryption technology for every sign-in and transaction.
Of course, casino players probably know that the multi-step registration process at Instadebit aims at enhancing online security. The company requires its customers to provide their name and date of birth, as well as part of their Social Insurance Number (SIN) during sign-up. In addition, a simple yet efficient verification process proves that the bank account you are registering is indeed your own. Paired with the online security and anti-fraud measures already taken by the banks, Instadebit guarantees truly secure, private, and reliable payments at online casinos.
| Instadebit Security | |
|---|---|
| Passcode | No |
| Fingerprint | No |
| FaceID | No |
| Two-factor authentication | Yes |
| Trusted devices | No |
| IP Restrictions | No |









