PayNearMe is a cutting-edge payment platform that makes transferring funds easy for both online merchants and consumers. The platform launched in 2009 and was initially intended for processing cash payments to major retail store chains like 7-Eleven. Today, it has grown to process payments amounting to billions of dollars each year, including debit and credit cards, cash, bank accounts, and mobile wallets like Google Pay and Apple Pay.
PayNearMe stands out for its flexibility and security, thanks to its partnerships with accredited independent organizations and auditors such as A-LIGN, AICPA, and the ANSI National Accreditation Board. Users can make cash payments 24/7 at more than 27,000 retail locations. The innovative method has become the preferred banking solution for many players in the US market.
| PayNearMe Summary | |
|---|---|
| Available In | The United States |
| Website | www.home.paynearme.com |
| Connecting Bank Card/Account to PayNearMe | N/A |
| Withdraw Balance from PayNearMe to Your Bank Card/Account | N/A |
| Pay to Online Merchants | Free |
| Available for Deposits | Yes |
| Available for Withdrawals | N/A |
| Usual Deposit Time in Online Casinos | Up to 10 minutes |
| Usual Withdrawal Time in Online Casinos | N/A |
| Live Chat | N/A |
| Telephone Support | +1 888 633 9912, +1 650 930 1020, +1 650 930 1030 |
| Email Support | support@paynearme.com, sales@paynearme.com, info@paynearme.com |
Many prefer to use it because it combines the flexibility of cash payments with the benefits of electronic transfers. It enables players to deposit cash into their favorite online casinos in person at a local retailer. All of this makes PayNearMe the perfect banking solution for gambling mavens from regulated US markets like New Jersey, Pennsylvania, Delaware, and Nevada.
Using PayNearMe for Gambling Transactions
PayNearMe facilitates convenient, secure, and highly flexible transactions into your online casino balance. The payment service is available nationwide in the USA. It operates in full compliance with the regulations of the Unlawful Internet Gambling Enforcement Act (UIGEA).
PayNearMe allows cash transactions only to betting sites that operate in states where remote gambling is legal and regulated. The licensed betting site provides you with a barcode to complete your cash deposit, ensuring high success rates for your gambling payments.
Another great thing about PayNearMe is that it does not require you to set up an account. You can start using it right away on any device of your choice, desktop or mobile. To get started with this method, you must register a real-money account at one of the US casinos that support PayNearMe as a deposit solution. Most gambling operators that service regulated markets like Pennsylvania and New Jersey support this method.
Once you finish registering at the website, navigate to its banking page and find PayNearMe among the accepted deposit methods. Specify how much money you want to add to your balance. The gambling operator will send you a barcode, or PayCode.
PayNearMe for Gambling Transactions Additional TipsIf you want to make a cash deposit anonymously, you must visit one of the supported retail locations in person. Take your PayCode with you; feel free to print it out if you prefer. The cashier in the retail location will scan the code, and you can pay in cash up to the amount you wish to deposit.
PayNearMe is available in many participating retail stores, including 7-Eleven, CVS, Family Dollar, Ace Cash Express, and Casey’s General Store. The desired deposit amount will appear in your casino balance, so you can start playing for real money within moments. The money transfer will cost you nothing, which makes PayNearMe one of the most cost-efficient payment methods for US players.
The PayNearMe barcode slip is reusable, allowing you to reload it with cash repeatedly. The cashier in the retail location will also provide you with a receipt to use as proof of payment. A similar receipt, only in digital form, will be sent to your email address along with a notification on your phone.
Paying in person with cash is not obligatory with PayNearMe. If you are lounging at home and do not feel like going out, you can conveniently deposit from the comfort of your couch. PayNearMe supports several other payment types, including credit and debit cards, checks, bank transfers, and mobile payment services like Apple Pay and Google Pay.
You can quickly transfer funds to your gambling balance using nothing but your mobile device. You can even authenticate the payment with biometric identifiers like your fingerprint, which adds an extra layer of protection to your PayNearMe transactions.
The only drawback associated with using PayNearMe is that you cannot cash out your winnings through this method. You will have to resort to alternative payment methods like bank transfers or credit and debit cards.
| PayNearMe Gambling Transactions | |
|---|---|
| Supported Transactions | Deposits |
| Deposit Pending Time | Up to 10 minutes |
| Withdrawal Pending Time | N/A if you have made a cash deposit at a retail location |
| Additional Security | Payment validations in real time, tools for fraud analysis, real-time notifications |
Advantages & Disadvantages of PayNearMe
The most obvious benefit of using PayNearMe is that it serves as a workaround for players who cannot or do not want to use more conventional payment forms. Some people prefer to keep their online gambling spending private and are reluctant to link their bank accounts or credit cards to betting sites.
A poor credit rating prevents others from using credit cards, while a third group has no bank accounts or cards to begin with. PayNearMe is a great solution for such players, serving as a simple, reliable, and convenient deposit method at regulated US casinos. It gives you all the flexibility you might need, with reusable barcodes that ensure high levels of security and anonymity.
PayNearMe is an excellent option for people who are wary of disclosing their personal and banking information over the internet. The payment solution enables its users to avoid sharing their sensitive information altogether. This is especially true if one handles transactions in person using cash.
Additional Advantages and Disadvantages of PayNearMeYou can rest easy regarding your security and privacy even if you pay via your bank account or credit card. The company behind PayNearMe is hyper-vigilant about security. It implements unrivaled tools for fraud analysis and real-time authentication to protect players’ payments from harm.
PayNearMe undergoes thorough audits from independent third-party financial auditors to maintain its high security standards. The company partners with many credible organizations, including the American Financial Services Association and the Mortgage Bankers Association. PayNearMe has received accreditation from the North American Institute of Internal Auditors and is fully PCI DSS-compliant.
Many US players transition to PayNearMe because it enables them to keep a close tab on their online gambling spending. You can play only with the funds you have transferred to your gambling account by paying in cash. If you deplete them, you must initiate another PayNearMe transfer to continue your real-money play.
You risk only money you own, without fearing you might slip into debt, a possibility that exists for credit card users. The specifics of this method help you combat overspending and promote more responsible gambling behavior, rendering it a great option for casual bettors who gamble only occasionally.
Apart from this, PayNearMe is inexpensive to use for online gambling transactions. Most US gambling operators process real-money deposits with this method free of charge. You will never have to worry about unexpected costs when depositing with PayNearMe.
It is also important to note that this banking solution offers greater flexibility than standard methods. There is no need to set up an account and link it to a card to fund it. You can start using PayNearMe straight away and review your previous transaction history via the free mobile app.
The advantages of PayNearMe greatly outnumber its drawbacks. The biggest con is that this method does not allow you to withdraw from your gambling balance, particularly if you have made a cash deposit at a retail location.
You will have to find another way to cash out your wins. Common options include bank transfers, checks, e-wallets, or bank cards. PayNearMe does not facilitate cash payments with a single click. Players need to visit a retail location and pay for their barcodes in person, which takes time.
| PayNearMe Pros | PayNearMe Cons |
|---|---|
| Facilitates anonymous deposits | Some PayNearMe features and services come with additional fees |
| Cost-efficient method due to its low fees | Does not support withdrawals if you have made a cash deposit |
| Can be used by players from the United States | Intended mainly for players from US regulated markets |
| Does not require registration | Cash transactions cannot be completed with a single click |
| Offers more control over players’ spending | Low deposit limits render it unfit for the needs of high-rollers |
Fees for Gambling Transactions with PayNearMe
Most online gambling sites that work with PayNearMe do not charge additional fees for players’ deposits with the method. PayNearMe deposits come at no extra cost on the side of gambling operators, but you may still have to pay some nominal fees at the point of purchase. The method’s official website contains no specific information related to fees.
However, it states there are no hidden costs and users will be notified before they make payments if any fees apply. These charges depend on how much money billers spend to accept cash payments. According to the payment platform, more than 70% of service providers charge no more than $1.99 per deposit with this method. The standard fees usually range from $0 to $5.99 per payment.
That said, it is up to the payee, or in this case the online casino, to decide whether to pass these fees on to its customers. It would be best to ask your gambling site’s support about its fee policies. Since PayNearMe services the US market, players use USD, which prevents them from paying extra for currency conversion when playing at regulated US casinos.
As for the transaction limits, these are low with PayNearMe, rendering the method unsuitable for large-scale play. The method accepts a maximum of $2,500 within 24 hours, with a $1,000 ceiling on single transactions. The monthly limit is also quite low at $10,000.
| PayNearMe Fees | |
|---|---|
| Gambling Deposit Fee | Free deposits at most US online casinos; the maximum possible purchase fee is estimated at $5.99 |
| Gambling Withdrawal Fee | N/A |
| Bank Account Deposit Fee | N/A |
| Bank Account Withdrawal Fee | N/A |
| Credit/Debit Card Deposit Fee | N/A |
| Credit/Debit Card Withdrawal Fee | N/A |
| Maintenance Fee | N/A |
Processing Times with PayNearMe
Another great thing about PayNearMe is that it facilitates quick deposits to your casino account. The operator will credit the money to your balance immediately after you make the cash payment, allowing you to start betting as soon as you sign into your gambling account.
To make things even better, the PayNearMe system sends users notifications to inform them that their payments have been processed. This way, you will immediately know whether an unexpected issue has occurred before you leave the retail location. Deposits with PayNearMe typically clear in real time as soon as you have paid. In rare cases, delays of several minutes may occur.
By contrast, deposits initiated with bank transfers require three to five working days to clear. There is no need to waste valuable time on account registration and verification. Such steps are unnecessary with PayNearMe.
The only hassle results from having to visit a retail location like 7-Eleven or Family Dollar. You will find a retail locator on the official PayNearMe site. Just enter your town’s name along with your state, and the system will display all PayNearMe retailers nearby. Inconvenience and delays may arise if there are no retail locations nearby, in which case you will have to drive until you reach one.
| PayNearMe Processing Times | |
|---|---|
| Gambling Deposit Time | Instant to 10 minutes |
| Gambling Withdrawal Time | N/A |
| Bank Account Deposit Time | N/A |
| Bank Account Withdrawal Time | N/A |
| Credit/Debit Card Deposit Time | N/A |
| Credit/Debit Card Withdrawal Time | N/A |
Mobile Payments with PayNearMe
The convenience of using PayNearMe lies in its mobile-first design. This payment solution was made for use on portable devices. The method performs flawlessly across all smartphones and tablets, sparing you from awkward pinch-and-zoom gestures or downloading clunky applications to your device.
PayNearMe is incredibly quick and easy to use on the go. The platform boasts built-in integration with the digital mobile wallets Google Pay and Apple Pay, which further simplifies things for smartphone players. It allows you to transact and store payment information directly in your digital wallet without downloading any third-party applications or additional plugins.
You can set up payment reminders or store receipts and barcodes directly in Google Pay or Apple Pay. We strongly recommend you take advantage of the latter option, as it will simplify repeated payments with your reusable PayNearMe barcode. It will enable you to initiate follow-up deposits directly from your mobile wallet. Additionally, you can receive payment updates directly in Google Pay or Apple Pay.
PayNearMe Mobile Payments Additional TipsInitiating a deposit with PayNearMe is even simpler when you are on the go. If this is your first time using the method, log into your sports betting or gaming account with your existing desktop credentials. Tap on the cashier icon and scroll down until you find the PayNearMe option. Sometimes the method is listed as Cash at 7-Eleven or something similar.
Select it, enter your preferred deposit amount, and the operator will immediately generate your barcode. Next, take your unique code to the nearest participating retail location. Printing the code is an option, although sending it directly to your iOS or Android device is more convenient.
After you make a cash deposit with the retail cashier, the money will transfer to your sports betting or gaming account within several minutes at most. You are now ready to start placing real-money wagers at your leisure using your portable device. Another benefit of saving your reusable barcode to your Google Pay or Apple Pay wallet is that you will have it handy at all times.
For instance, suppose you stop by your local convenience store to pick up some groceries for dinner. You can also transfer funds to your real-money betting account with the help of the reusable barcode linked to your mobile wallet. Storing your codes in Google Pay or Apple Pay gives you instant access to various supported transactions, from purchasing milk to funding your gaming balance.
| PayNearMe Mobile Payments | |
|---|---|
| Apple Pay | Yes |
| Google Pay | Yes |
Security at PayNearMe Online Casinos
Safety is woven into all aspects of PayNearMe’s operations, from the platform’s architecture to payment processing and software design. The company performs regular audits to ensure safety and compliance with the highest standards in the payment industry. It strives to deliver outstanding performance without any disruptions, not even during important software updates.
The specifics of this method add an extra layer of security. Consumers, or online casino players in this case, do not reveal any of their financial details when transacting with PayNearMe. There is no need to enter bank account or credit card numbers, or any other personal information.
If you pay in cash with a barcode, you will never have to worry about fraudsters or thieves stealing your funds, since withdrawals are largely impossible with this method. If someone finds or steals a barcode you have lost, they will be unable to use it to cash out money from your online betting balance.
PayNearMe Security Additional Tips
In essence, you deposit fully anonymously without exposing any private information to risk. You pay at a retail cashier, which prevents you from sharing personal or banking data with the gambling operator. This renders PayNearMe a viable solution for US players who insist on retaining their anonymity when gambling over the internet.
If your preferences change, you can always transact with PayNearMe electronically using your bank card or via an Automated Clearing House (ACH). On top of that, The PayNearMe system will send you a notification each time you fund your online casino account. With this method, you always know whom you have paid, when you paid, and how much.
All of this spares you from worrying about potential security breaches, personal information leaks, and identity theft, among other forms of fraud and cybercrime. The method is fully industry-compliant and regulated, which further increases users’ peace of mind. The payment processing network has a proven track record of handling payments for more than 95% of the regulated sports betting and gaming operators in the US.
| PayNearMe Security | |
|---|---|
| Passcode | Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets |
| Fingerprint | Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets |
| FaceID | Yes, if you store your barcodes in the Apple Pay and Google Pay mobile wallets |
| Two-Factor Authentication | Same as above |
| Trusted Devices | No |
| IP Restrictions | No |