Qiwi is a popular Russian online payment provider that operates in more than 20 countries, including Russia, Ukraine, Latvia, Great Britain, Georgia, and Estonia. The company has been in operation since April 2008, providing its customers with secure, quick, and simple ways to pay for online products and content.
| Qiwi Visa Virtual Summary | |
|---|---|
| Available in | Russia, Ukraine, Latvia, Great Britain, Georgia, Estonia, and more |
| Website | www.qiwi.com |
| Connecting bank card/account to Qiwi VISA Virtual | N/A |
| Withdrawal balance from Qiwi VISA Virtual to your bank card/account | 2% |
| Pay to online merchants | Free |
| Available for deposit | Yes |
| Available for withdrawal | Yes |
| Usual deposit time in online casino | Instant |
| Usual withdrawal time from online casino | Instant |
| Live chat | No |
| Telephone support | 8 495 783-59-59, 8 800 200-00-59 |
| E-mail support | bankinfo@qiwi.ru |
The Qiwi Group supports a wide variety of services and products, including payment terminals and cards. Above all, Qiwi is an e-wallet service with more than 20 million active users worldwide. The Qiwi wallet is accepted by more than 13,000 online merchants and is also widely used as a payment option at various online casinos.
It enables gamblers to deposit and withdraw without compromising their sensitive information. Players are also provided with the option to link their Qiwi e-wallets to virtual VISA cards, which they can create in just a few clicks. If you are a Russian casino player interested in using this method, we suggest you read the following article to see whether Qiwi and its virtual VISA cards are the right payment solution for you.
Using Qiwi Virtual VISA for Gambling Transactions
As stated in the overview, Qiwi is an e-wallet that enables you to deposit to and withdraw from your preferred online casino without needing a credit card or bank account. This e-wallet can be linked to a virtual VISA card, but before that happens, you must create a Qiwi account and add funds to your wallet.
You can create an account in less than a minute. The only information you need to provide is your mobile phone number. It is essential that you enter a valid, active mobile number because the Qiwi system will send you a one-time code via text message to activate your account.
You can register an account via the payment method’s website, its mobile application, or at a Qiwi terminal. Note that you must enter your own number; you cannot use someone else’s. After entering the one-time code in the specified field, you can create a seven-character password that you choose yourself. We recommend using a combination of uppercase and lowercase letters and numbers to better protect your Qiwi account.
When you first sign up, your account is assigned a “Minimum” status, and you need to successfully verify your identity to lift the restrictions on your payments. If you skip this step, you will not be able to transfer money to foreign-based casinos or other offshore sites, nor will you be able to transfer funds to other e-wallets.
The verification procedure is a bit of a hassle, especially for Qiwi users who are based outside Russia. They must provide a passport with a notarized translation if they wish to attain what Qiwi calls “Basic” status. Foreigners looking to upgrade to “Professional” status must also present a residence permit or a migration card along with their passports.
After you have set up your Qiwi wallet, you need to fund it. You can choose from a variety of methods, including bank transfers and credit/debit cards. You can also transfer funds from another e-wallet or make a cash deposit directly at one of the Qiwi terminals. You cannot use foreign-issued cards to fund your Qiwi balance. Also, the funds you add to your e-wallet will appear in Russian rubles (RUB).
Registering for the e-wallet makes you eligible for a virtual VISA card. These cards are provided at no cost and are accepted at all online casinos that work with the VISA brand. You can apply for your virtual card by logging into your Qiwi account and clicking the “Release” button under the Bank Cards tab.
Your card details will be instantly available, including its number, expiration date, and CVV code. You use it the same way you would use a regular plastic card. However, the virtual Qiwi cards have no cardholder name. When you deposit at a casino, you can enter your own name in the respective field in the cashier.
Since the card is linked to your Qiwi e-wallet, its balance is the same as the one available in the wallet. Each virtual Qiwi VISA card remains valid for two years. You can apply for a new one for free.
| Qiwi VISA Virtual Gambling Transactions | |
|---|---|
| Supported transactions | Deposits and Withdrawals |
| Deposit pending time | Instant |
| Withdrawal pending time | Up to 48 hours |
| Additional security | CVV |
Casino Deposits and Withdrawals with Qiwi’s Virtual VISA Card
After you have set up your Qiwi wallet and virtual card, sign into your casino account and navigate to its cashier page, where you select the method from the available banking options. If you choose the e-wallet, you log into your Qiwi account with your mobile phone number and password, enter the preferred deposit amount, and confirm the payment. The funds will be transferred instantly from your card balance to your casino account.
The process is roughly the same when you deposit with the virtual card, only this time you need to fill in its details: the CVV code, card number, your name, and expiration date. The great thing is that you can use the virtual card to deposit at any online casino that accepts VISA, even if it does not directly support Qiwi.
Deposits with Qiwi’s virtual VISA cards are immediate and rarely involve fees charged by casino operators, but we will tackle this subject in more depth later on. If Lady Luck smiles upon you and you earn a nice payout, you can request a withdrawal to your e-wallet or virtual card.
Withdrawals work almost the same way as deposits, except you will need to wait until the casino evaluates your request. The money will appear in your e-wallet balance as soon as the operator clears the transaction. This process rarely takes longer than 48 hours, but it ultimately depends on the casino’s policies.
Advantages & Disadvantages
There are lots of advantages to choosing Qiwi’s wallet or virtual card as a casino payment method. First and foremost, Qiwi deposits are instantaneous, so the money is available in your online casino balance within seconds after you confirm the transfer. Withdrawals are also time-efficient, with most casino operators transferring the funds to your wallet within the same day after approving the request.
Transactions conducted with the method are largely free of extra charges, although some online casinos may impose a nominal service fee for Qiwi withdrawals. You need to check with the casino’s support staff for details about their withdrawal policies.
Topping up the balance of your Qiwi wallet or virtual VISA card could not be simpler or safer. There are many methods you can use. Those who do not have bank accounts or plastic debit/credit cards can fund their wallets in person at the nearest Qiwi terminal or kiosk.
The wide availability of the method is yet another plus. Even if your casino of choice does not work with the Qiwi wallet itself, you can still top up your balance as long as it supports payments with VISA.
You can use your card for both deposits and withdrawals. The method also supports mobile payments, which is great for players who spend lots of time on the go.
There are several downsides to using Qiwi as a casino payment method, starting with its somewhat limited availability. The service can be used only by players in the following countries:
Russia, Belarus, Azerbaijan, India, Kazakhstan, Georgia, Great Britain, Ukraine, Tajikistan, Lithuania, Thailand, Uzbekistan, Panama, Armenia, Latvia, the USA, Turkey, Moldova, Israel, Estonia, Vietnam, South Korea, Japan, and Kyrgyzstan
The necessity of registering an account may be inconvenient to some casino players, especially those based outside Russia. Your Qiwi account must be verified if you wish to benefit from its full capabilities and increase your spending limits.
Unfortunately, this verification process is quite a hassle for foreigners who need to provide identification documents (such as passports) with a notarized translation. Furthermore, verification can take place only in person at a Qiwi office within the Russian Federation, which is a major inconvenience.
Conversion fees may also be a problem for some casino players who deposit in currencies other than RUB, in which case they may be charged extra. That being said, it is possible to fund your Qiwi wallet and virtual VISA card in several currencies (RUB, KZT, EUR, and USD).
| Qiwi Virtual VISA Pros | Qiwi Virtual VISA Cons |
|---|---|
| Fast deposits and withdrawals | The service is not widely available |
| The method allows secure payments | To use the virtual card service, you will need to open a Qiwi account |
| One can choose from different methods to fund a Qiwi account | The verification process for users based outside Russia can be burdensome |
| Depositing in currencies other than RUB incurs conversion fees |
Qiwi Virtual VISA Fees for Gambling Transactions
Qiwi and its associated virtual cards present themselves as relatively affordable casino payment solutions. Registering for the e-wallet service is free of charge, and the same goes for creating virtual VISA cards.
There are no fees for funding the balance of your e-wallet via plastic cards provided that the sum does not exceed ₽2,000. If you replenish your e-wallet with more than ₽2,000, you must pay a 1% fee.
Those who use mobile billing and replenish their e-wallets or virtual cards from their phone balance are charged a commission that ranges between 7.5% and 12%.
Players are not charged extra for depositing via their virtual VISA cards when the transfer is conducted in RUB. When you process deposits in currencies other than the local ruble, there is a 2.5% commission for currency conversion. Other than that, the majority of online casinos do not impose additional fees for payments processed with Qiwi and its associated virtual card.
| Qiwi VISA Virtual Fees | |
|---|---|
| Gambling deposit fee | Free |
| Gambling withdrawal fee | Varies |
| Bank account deposit fee | N/A |
| Bank account withdrawal fee | Varies |
| Credit/debit card deposit fee | Free under ₽2,000 and 1% when depositing more than ₽2,000 |
| Credit/debit card withdrawal fee | 2% |
| Maintenance fee | Free |
Processing Times with Qiwi Virtual VISA
Casino enthusiasts who choose to deposit and withdraw via the Qiwi virtual VISA card will benefit from great efficiency and speedy money transfers. As a general rule, deposits with this method take place instantaneously, with no waiting times to spoil your gaming experience. The funds hit your casino account a few seconds after you authorize your Qiwi deposit.
Most casinos will automatically return your winnings to your e-wallet or virtual card if you have used it when depositing. There are pending times for withdrawals, however, so do not expect the reverse process to be as quick as depositing.
Many gambling sites give you the chance to reverse your withdrawal requests while they are still being processed, which normally takes between 24 and 48 hours, although some operators may keep your withdrawals in a pending state for up to three days. Once the request is approved, the money will be with you within a day at most.
| Qiwi VISA Virtual Processing times | |
|---|---|
| Gambling deposit time | Instant |
| Gambling withdrawal time | Instant |
| Bank account deposit time | N/A |
| Bank account withdrawal time | Up to 5 days |
| Credit/debit card deposit time | Up to 24 hours |
| Credit/debit card withdrawal time | Up to 5 days |
Mobile Payments with Qiwi Virtual VISA
Qiwi works seamlessly on the majority of iOS and Android mobile devices. You can log into your Qiwi account directly in your browser, but there is also the option to install the native iOS and Android applications of the payment platform. These are available as a free download at the App Store and the Google Play Store.
The two apps offer the same functionality as Qiwi’s desktop version. You can sign into your Qiwi account with your mobile number and password, replenish your virtual card from your phone balance, and conveniently process your casino payments on the go.
It is also possible to save and use ready-made templates for your money transfers. The only downside of using the mobile apps is that they support only Russian, which may be a major drawback for players who are not fluent in the language. However, Qiwi is constantly updating and improving its apps and might introduce English as a language option in the near future. The iOS app, in particular, is compatible with iPads and iPhones running on iOS 9.0 and above.
| Qiwi VISA Virtual Mobile Payments | |
|---|---|
| Apple pay | Yes |
| Google pay | Yes |
Security at Qiwi Virtual VISA Casinos
Qiwi has established itself as a reliable online payment method that takes all the necessary precautions to protect its customers from fraud. Qiwi transactions are closely monitored at all times, which helps detect fraudulent activities promptly and safeguard payees from emerging threats.
There is, of course, SSL encryption that makes security breaches next to impossible. Qiwi provides its customers with the option to confirm payments via text messages with special one-time codes, which further enhances the security of their funds.
If the worst happens and you discover that your Qiwi virtual card has been compromised, you can ask the company to block your account permanently or temporarily by filling out the form on its official website.
Of course, if you wish to benefit from optimal security, you need to register at a legitimate online casino supporting Qiwi payments. There are several ways to tell whether a given Qiwi casino is trustworthy, starting with its use of 128-bit or 256-bit SSL encryption.
This encryption technology gives you the exact same level of protection your bank does, as it transforms your information into an undecipherable code. You can easily tell whether a Qiwi casino is SSL-encrypted by checking your browser’s address bar. If there is a padlock or “https” in front of the casino’s address, it is SSL-certified.
Trusted Qiwi casinos always use Random Number Generators to ensure the outcomes of their games are arbitrary and unbiased. The software must be audited by a reputable third-party testing agency, such as eCOGRA or iTech Labs, so another thing to look for is a certificate for randomness with the seal of approval of these auditors. Major casino operators also post the results of the audits so that players can see the average return percentages of the available games.
Last but not least, you should check whether your Qiwi casino of choice is licensed and properly regulated. Licensing information is typically displayed toward the bottom of the home page in the website’s footer. If the casino does not meet these criteria, you should skip playing there. There is no shortage of reliable gambling operators on the internet.
| Qiwi VISA Virtual Security | |
|---|---|
| Passcode | Yes |
| Fingerprint | Yes |
| FaceID | Yes |
| Two-factor authentication | Yes |
| Trusted devices | No |
| IP Restrictions | Yes |