BPAY is a payment service that primarily serves as an easy way for Australians to pay their bills via online banking. This payment company has been around since the 1990s, and more than 120 Australian financial institutions have integrated BPAY into their systems. Moreover, BPAY works with a range of account types, including savings, checking, debit card, and credit card accounts.
As BPAY is convenient and already used by many Australian gamblers, some casinos have taken note of its potential and offer BPAY-powered deposits to their customers. BPAY can only be used for casino deposits, however, so players who make BPAY their preferred top-up method must rely on another financial solution for withdrawals. Despite this downside, BPAY remains a deposit method worth considering because deposits are processed quickly and the service itself is mobile-friendly.
Its close ties to Australia’s banking sector also make it incredibly secure because banks are among the strictest institutions when it comes to safeguarding user funds. BPAY is not privy to users’ personal details either, which further illustrates this financial solution’s excellent security.
| BPAY Summary | |
|---|---|
| Available in | Australia |
| Website | www.bpay.com.au |
| Connecting bank card/account to BPAY | Fees vary between banks |
| Withdrawal balance from BPAY to your bank card/account | N/A |
| Pay to online merchants | Fees vary between banks |
| Available for deposit | Yes |
| Available for withdrawal | No |
| Usual deposit time in online casino | Up to 24 hours |
| Usual withdrawal time from online casino | N/A |
| Live chat | Varies between banks |
| Telephone support | Varies between banks |
| E-mail support | Varies between banks |
BPAY Registration Process
Setting up BPAY is a multi-step process, and it requires an online banking account with an Australian financial institution. If you have not yet enabled online banking, you can create an account in person or complete the setup through your bank’s website. Below, we walk you through the necessary steps:
How BPAY Works
Using BPAY for Gambling Transactions
BPAY provides Australian gamblers with a quick and easy way to top up their casino accounts. Once a player has set up online banking and completed any steps required by the bank, they can use BPAY as long as the casino is a valid BPAY biller. The deposit process involves opening the casino’s cashier, selecting BPAY, and starting the transaction with the casino’s BPAY Biller code and Customer Reference Number (CRN).
Next, the player enters their online banking credentials as instructed and specifies the deposit amount. They then authorize the transfer and wait for the transaction to be approved and processed. Processing can take up to 24 hours, unlike the instant times offered by digital wallets, bank cards, and other methods, although most casinos complete BPAY transfers well before this maximum.
In addition to its standard services, your bank might offer BPAY View. When enabled, BPAY View delivers bills and statements to your online banking through SMS notifications, email, or bank messages. While this tool does not affect casino deposits, it demonstrates how convenient BPAY can be outside of online gambling.
| BPAY Gambling Transactions | |
|---|---|
| Supported transactions | Deposits |
| Deposit pending time | Up to 24 hours |
| Withdrawal pending time | N/A |
| Additional security | Requires logging into one’s online banking account |
Advantages and Disadvantages of BPAY
For Australian gamblers, BPAY stands out for its convenience. More than 120 financial institutions support the service, so if you live in Australia, your bank is almost certain to offer BPAY.
Moreover, players who already use online banking do not need to complete additional registration to use this payment solution. This is a major advantage over digital wallets and other conventional deposit methods.
Another perk is the speed of BPAY casino deposits. Many players appreciate that most casinos take less than 24 hours to approve the transfer, a crucial factor when choosing a top-up solution.
Nonetheless, BPAY has drawbacks that may make you reconsider. First, this is not a fee-free deposit solution. Many banks charge customers for BPAY payments, including casino deposits, a cost that some methods, such as prepaid cards, do not carry.
Second, if you do not hold an account with an Australian bank, you cannot access BPAY. Although Australian customers can still use it while traveling, an Australian online banking account is still mandatory. Even players who have BPAY may struggle to find an Australian BPAY casino that meets their preferences, as its availability is somewhat limited at gaming websites and apps.
Finally, even if you choose BPAY for casino deposits, you will not be able to pick this service when you visit the casino’s withdrawal section. Instead, you will need another cash-out method, and most casinos default to bank transfer. Transfers can take up to seven days, and you must provide your banking details, a step some players find uncomfortable despite the security involved.
BPAY Transaction Fees
Although it may be tempting to top up a new casino account without hesitation, gamblers should first consider any potential costs associated with their transactions. Fortunately, BPAY is a relatively cost-effective way to make casino deposits. However, some Australian banks charge fees for BPAY payments, including those made to casinos, and the amounts vary by institution. Your online banking account may also come with other costs, such as maintenance fees.
Beyond bank fees, casinos rarely charge for deposits. Most Aussie-friendly gaming websites and apps allow players to fund their accounts free of charge. As mentioned, BPAY cannot be used for withdrawals, yet cashing out through another method usually does not incur casino fees.
| BPAY Fees | |
|---|---|
| Gambling deposit fee | Varies between banks |
| Gambling withdrawal fee | N/A |
| Bank account deposit fee | N/A |
| Bank account withdrawal fee | N/A |
| Credit/debit card deposit fee | N/A |
| Credit/debit card withdrawal fee | N/A |
| Maintenance fee | Varies between banks |
Processing Times with BPAY
As noted, BPAY can currently be used only for casino deposits, which are typically finalized within 24 hours. While that delay might seem long, most casinos process BPAY transfers much faster, allowing players to start gaming shortly after funding their accounts.
When it is time to cash out, the casino will offer an alternative payment method, usually a bank transfer. In that case, expect to wait up to a week for the money to reach your bank account.
| BPAY Processing Time | |
|---|---|
| Gambling deposit time | Up to 24 hours |
| Gambling withdrawal time | N/A |
| Bank account deposit time | N/A |
| Bank account withdrawal time | N/A |
| Credit/debit card deposit time | N/A |
| Credit/debit card withdrawal time | N/A |
Mobile Payments with BPAY
Using BPAY on mobile is straightforward. Most banks that support BPAY offer their own stand-alone application, typically available for both iOS smartphones and Android devices. Alternatively, users can log in and manage their accounts through a mobile browser.
For casino transactions, you should have no issues making mobile deposits as long as your casino is accessible on smartphones. While dedicated apps are less common, operators that target Aussie gamblers almost always provide a mobile-friendly website.
| BPAY Mobile Payments | |
|---|---|
| Apple pay | No |
| Google pay | No |
Security at BPAY Online Casinos
If you are looking for a secure deposit method, you cannot go wrong with picking BPAY. Because it is linked to your online banking, it benefits from the same security measures your bank uses, such as Secure Socket Layer (SSL) encryption, firewall technology, and automatic account locks after several failed login attempts.
Banks also monitor transactions to detect suspicious activity and block unauthorized transfers. Many Australian institutions require two-factor authentication for logins or transactions, and several support biometric login, allowing customers to access their accounts with fingerprints or Face ID. Despite being facilitated through financial institutions, BPAY does not gain access to your personal data or account details when you make a deposit.
You should also consider the security of BPAY casinos themselves. Most use SSL encryption to protect customer data, and many offer 2FA for additional protection. Licensing is another key factor in a casino’s reliability, and casinos that accept BPAY transfers tend to be regulated.
| BPAY Security | |
|---|---|
| Passcode | Yes |
| Fingerprint | Yes |
| FaceID | Yes |
| Two-factor authentication | Yes |
| Trusted devices | Yes |
| IP Restrictions | No |












